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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18646 reviews)

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4.92

Based on 18,646 reviews, last reviewed 25th Jun 2026

188500% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Supported me through every stage of my IVA Completed an IVA with StepChange — it ran longer than planned thanks to emergency spending and furlough, but they were solid throughout. Never felt li... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18646)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Peace of mind

I was totally overwhelmed and losing sleep over my debts but the fantastic staff and easy to use website, helped to ensure that I have a plan I can comfortably work with. The yearly reviews help you to take stock of your finances - keeping you in control. When you speak to the lovely people at Step change, they never judge you and are always empathetic. Reviewed on: 23rd May 2025

How Stepchange turned my life around

I was so worried and ashamed .Someone recommended Stepchange to me .They didn't judge they just listened and got me on the right path . Reviewed on: 23rd May 2025

I think what Step Change do is amazing is is needed...

I think what Step Change do is amazing is is needed more than ever in present times. Whenever I have dealt with Step Change over the phone they have been non judgmental, supportive and efficient. Reviewed on: 23rd May 2025

Highly recommended

Takes the stress out of managing debt. Reviewed on: 23rd May 2025

Brilliant!

Brilliant! Helped me get things under control and for the first time in years I can see debt free light at the end of the tunnel. Customer service has always been really helpful, I've never felt judged by anyone and the fact I can do everything online really helps. Reviewed on: 23rd May 2025

Fantastic service

Fantastic service. Staff are helpful and understanding. Being a homeowner I didn't realise I had options that meant I was able to keep my house. A few years on and my circumstances have changed and am almost debt free. Reviewed on: 23rd May 2025

Amazing understanding and professional advise, when...

Amazing understanding and professional advise, when i was at my most vulnerable Reviewed on: 23rd May 2025

Exceptional customer service.

Exceptional customer service. Kind staff Reviewed on: 23rd May 2025

Excellent advse

Good practical advise straight forward help Reviewed on: 23rd May 2025

Dealing with debt is stressfull

Dealing with debt is stressful and overwhelming. From the first call to setting up the DMP was stress free and lifted a weight of our minds. Managing the creditors was made easy and manging our DMP is also easy through the StepChange portal. Staff are brilliant and experienced. Reviewed on: 23rd May 2025

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