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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18661 reviews)

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4.92

Based on 18,661 reviews, last reviewed 10th Jul 2026

126000% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

StepChange have helped me become debt free, I comple... StepChange have helped me become debt free, I completed the budget form and entered in the amount that I owed and they gave me a plan to pay off my de... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18661)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Great help when I needed help.

Great help when I needed help. They understood me Reviewed on: 23rd May 2025

Step change are very helpful when you need to speak...

Step change are very helpful when you need to speak to them we have been with them years Reviewed on: 23rd May 2025

I had big debts did not know what to do sleepless ni...

I had big debts did not know what to do sleepless nights stepchange made it easy thank you Reviewed on: 23rd May 2025

Brilliant team

I have been with step change for the last 2 years and they have been brilliant. They are so understanding especially when struggling or under pressure. I will recommend anyone struggling to manage their debt to try step change. Reviewed on: 23rd May 2025

Quite simply amazing, they helped me with everything...

Quite simply amazing, they helped me with everything and make life a little easier Reviewed on: 23rd May 2025

Thank you Stepchange!

At the start of my journey with step change I was in a very bad place mentally and felt as though I was drowning in debt. I can confidentially say that this company is hands down the most amazing charity and has worked wonders for me sorting my finances and not only that - really helped me to improve my mental health so thank you. Reviewed on: 23rd May 2025

They listen to your concern patiently and gives best...

They listen to your concern patiently and gives best advice as per your requirement Reviewed on: 23rd May 2025

Great customer service

Great customer service and advice they take care of all the creditors so you don’t have to deal with them Reviewed on: 23rd May 2025

Felt totally overwhelmed, mentally stressed .

Felt totally overwhelmed, mentally stressed .... Step Change were so understanding and empathetic - totally unjudgemental. Reviewed on: 23rd May 2025

Life saver

Was depressed because of heavily in debts but step change steps in and made my life worth living again Reviewed on: 23rd May 2025

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