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StepChange: Debt advice reviews

4.92
Based on 18,636 reviews, last reviewed 18th Jun 2026
188150% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I felt a bit daunted and embarassed, so kept putting... I felt a bit daunted and embarassed, so kept putting off ringing Stepchange. But I finally did it, and I really wish I had done it sooner. The person... Read more Reviewed on: 18th June 2026
Gilly G's avatar
Gilly G

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18636)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Very helpful and understanding staff, I no longer fe...

5
Very helpful and understanding staff, I no longer feel alone when dealing with my debt, I feel so much calmer and happy with the resolution that we came to together, with a payment plan that I can manage, staff liaise with all my creditors so I don't have to. Reviewed on: 23rd May 2025

I felt I was drowning and been harrased but stepchan...

5
I felt I was drowning and been harrased but stepchanged that for me it gave me breathing space. I have recommended family and friends that were struggling Reviewed on: 23rd May 2025

Coaxed into paying more than was affordable

1
Coaxed into paying more than was affordable Reviewed on: 23rd May 2025

They were very helpful and very quick acting to sort...

5
They were very helpful and very quick acting to sort everything out for me. It’s took a lot of money worry away from me. I would definitely recommend anyone who is struggling with debt to get in touch with stepchange Reviewed on: 23rd May 2025

Really friendly people on the phone.

5
Really friendly people on the phone. They all listened and didn’t judge Reviewed on: 23rd May 2025

Take back control

5
Making the first phone call was the hardest step. I was embarrassed and scared about the mess we'd got into with our finances. The call handler was friendly and reassuring and I never felt judged. Our options were explained carefully and the final decision was ours. Our DMP was created with us, taking into account the size of our family and realistic living. It's been a long road paying it but the end is in sight and we've still managed to live. Reviewed on: 23rd May 2025

8 year plan about to come to an end and so thankful...

5
8 year plan about to come to an end and so thankful I took the help Reviewed on: 23rd May 2025

Very helpful staff.

5
Very helpful staff. Whole process of a DMP was easy to set up. My debt is decreasing and this took alot of stress away for me. Reviewed on: 23rd May 2025

Saved by step change

5
I have been under stepchange for a while they have helped me emensely I don't think I would be here without them Reviewed on: 23rd May 2025

Stressed Retiree

5
I was very street after retiring, but once I spoke to StepChange they put my mind at rest & I felt more in control of my finances Reviewed on: 23rd May 2025

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