Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 15,856 reviews, last reviewed 6th May 2026
36733% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Step change took all of the daily worry and stress o... Step change took all of the daily worry and stress out of my life. They were easy to talk to as they weren't judgemental. If you are having issues wit... Read more Reviewed on: 6th May 2026
Ian Myatt's avatar
Ian Myatt

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15856)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

Stepchange have helped me, without them my mental he...

5
Stepchange have helped me, without them my mental health would have deteriorated. They supported me in sorting my finances out. When I call they are always helpful and polite Reviewed on: 1st May 2024

Really great help and experience advisers, really ma...

5
Really great help and experience advisers, really made me feel comfortable during a really bad time Reviewed on: 1st May 2024

Absolutely amazing service

5
They helped me get my finances back on track. Reviewed on: 1st May 2024

Brilliant and Very supportive

5
I have always have been able to communicate my situation and they have always been able to help the situation and have cleared so much debt which enabled us to keep our mortgage, an amazing service and have recommend to many people who financial difficulties that they need assistance and help. Reviewed on: 1st May 2024

Help when you really are at your lowest

5
I have been with stepchange a while, recently I had to amend my payments as I can no longer work full time due to caring for my husband. Everything was sorted out online and I now pay less helping me to manage my finances. Reviewed on: 1st May 2024

Joined StepChange 6 years ago Senior Citizens both...

5
Joined StepChange 6 years ago Senior Citizens both in our 70’s business had to be closed due to health problems and were desperate for help. Recommended by friend to see if Step Change could help and the rest is history Reviewed on: 1st May 2024

So easy to complete online.

5
So easy to complete online. I did everything online and email. I get overwhelmed talking to people sometimes, so was glad they had this option. When I did have a query two months into my plan. The advisor on the phone was courteous and helpful. Not at all stressful using Step Change. Reviewed on: 1st May 2024

A Lifeline for those Struggling with Debt

5
StepChange allowed me to claw myself out of poverty by freezing the interest on my debts and allowing me to pay them off in manageable monthly payments. I can' t thank them enough, they really turned my life around, and I've no idea where I'd be now without their help. Reviewed on: 1st May 2024

Staff are so professional and caring.

5
Staff are so professional and caring. Someone is always ready to help. Website easy to navigate. Have helped me so much. Reviewed on: 1st May 2024

100% Recommended to help clear debt

5
Step change has really helped me get a hold on my finances and start to clear my debt. It's affordable and have already suggested them to a few friends. Reviewed on: 1st May 2024