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StepChange: Debt advice reviews

4.92
Based on 18,640 reviews, last reviewed 21st Jun 2026
376800% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I don't know what I would do without step change. I don't know what I would do without step change. They have been very supportive over difficult times. Reviewed on: 21st June 2026
Mavis's avatar
Mavis

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18640)

Review of the StepChange, Debt advice:

Fantastic

5
I was extremely overwhelmed with my debt and Step change has been amazing at helping me manage it. The main thing for me is when you call up, staff are extremely helpful and talk you through everything. Reviewed on: 23rd May 2025

Massive help

5
Helped me massively by speaking to my creditors and sorting a budget for me Reviewed on: 23rd May 2025

Very helpful and understanding of my situation

5
Very helpful and understanding of my situation Reviewed on: 23rd May 2025

Best thing I did

5
It's helped me significantly i am no longer stressed about paying my debts and living within my means Reviewed on: 23rd May 2025

I was ashamed of my spiralling debt after an abusive...

5
I was ashamed of my spiralling debt after an abusive marriage I got into huge amount of debt. I didn't realise how poor my mental health was and I was spending irresponsibly. I was drowning each month trying to pay my debts but the interest was adding up and I couldn't cope and that's when I plucked up the courage to contact stepchange. Thank God I did and for their service. Reviewed on: 23rd May 2025

They have helped me through some very difficult time...

5
They have helped me through some very difficult times They are very understanding and helped me Reviewed on: 23rd May 2025

From hopeless to back in control, our plummeting men...

5
From hopeless to back in control, our plummeting mental health has been reversed thanks to their help. Reviewed on: 23rd May 2025

Very helpful. Calms the nerves.

5
StepChange were very helpful and patient throughout the whole process, from informing me about the options available to me and their suitability for my circumstances to form completion and instructions on how to address issues with county courts. The process from start to finish is simple and straightforward and the addition of them implementing a period of breathing space also contribituted to easing any immediate worries that I had. Reviewed on: 23rd May 2025

Kind, supportive and fantastic staff

5
I was really worried and step change completely helped me. My journey with them has been excellent. My husband passed away after 18 months of starting our plan and the staff were so incredibly emphatic and supportive. It is a scary experience feeling like you are trapped with money worries and I would fully recommend step change to turn to Reviewed on: 23rd May 2025

Excellent weight off my mind and let’s hope the econ...

5
Excellent weight off my mind and let’s hope the economy recovers but doesn’t look likely any time soon. Reviewed on: 23rd May 2025

Was starting to lose sleep.

5
Was starting to lose sleep. I managed to get back on track. Thank you! Reviewed on: 23rd May 2025

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