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StepChange: Debt advice reviews

4.95
Based on 15,555 reviews, last reviewed 6th May 2026
27067% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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Latest highest rating:

5

Supportive, Professional and Life-Changing Advice I can’t thank the team enough for their support. They gave me clear, impartial advice at a really difficult time and helped me feel back in control of... Read more Reviewed on: 6th May 2026
Waqar's avatar
Waqar

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15555)

Review of the StepChange, Debt advice:

A friend told me about step change I was so worried...

5
A friend told me about step change I was so worried about my dept paying out more than I could I wouldn't no what I would of done without there help its Excellent service allows me to carry on without that worry . Reviewed on: 27th May 2025

Stepchange is a life saver.

5
Stepchange has taken all my debt worries by consolidating all my debts into one manageable payment thus making it easier for me to manage my day to day living costs without the worry of how to pay my way.Stepcha Reviewed on: 1st May 2024

Customer focused

5
Flexible and empathetic to your situation. Reviewed on: 1st May 2024

I got myself into a difficult financial situation an...

5
I got myself into a difficult financial situation and was dealing with it for years until it got to the point where I physically had to ask for help to stop me from getting behind with payments. I was absolutely dreading it and cried a few times at the thought of it and I was back and to on the website before I finally gave in and asked for help. It was so simple and the process was all very quick. I got all the advice I needed and set up a debt management plan and the weight was really lifted off my shoulders. I really wish I had done it sooner and can't believe how much better I felt. I started having more money, was able to save for things I could have never done before all at the same time as paying my debt off. Each year they do a financial review which you can choose to pay more or less. I choose to pay a little bit extra a month and knocked a year off my plan end date. If you are unsure of what to do with your financial situation if you are having difficulties I would definitely recommend step change and anyone who feels scared of taking the step please don't, it's one of the best things that you could do! Reviewed on: 1st May 2024

I was in a lot of debt.

4
I was in a lot of debt. Stepchange helped me. Without judgement, without prejudice and in a calm, respectful and understanding way they helped me sort my life out. Reviewed on: 1st May 2024

Any worries i had were dealt with by step change,kee...

5
Any worries i had were dealt with by step change,keeps me from worrying to much ,as i was very bad earlier. Reviewed on: 1st May 2024

Debt Management plan with StepChange

5
Getting to the point of requiring debt management is never a good thing but the charity as a whole is a brilliant one and the staff are great and helpful Reviewed on: 1st May 2024

Excellent service

5
It was an easy process from the start. Guided through each step. And kept informed at all times Reviewed on: 1st May 2024

Step change has been so helpful and have helped me t...

5
Step change has been so helpful and have helped me through very worrying and stressful Financial Times thank you step change Reviewed on: 1st May 2024

Helping me to succeed financially

5
Helping me through a very difficult financial time.Just had my second review and feel much more relaxed about my finances and determined to conclude my debt management plan asp.many thanks stepchange Reviewed on: 1st May 2024

Help to save myself

5
To have someone t who doesn’t judge you .are kind ,understanding,and have patience whilst you sob to them about how you can’t cope and see no future for the mess your in.then they sort it out for you…the burden that you carried for so long starts to lift…because they step in and help you save yourself Reviewed on: 1st May 2024