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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

No hassle no judgment help

Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

My experience was very easy to follow and clear.

My experience was very easy to follow and clear. I would have asked for more. Reviewed on: 1st May 2024

Seamless service.

Seamless service. Made me feel listened to and reassured. Reviewed on: 1st May 2024

Great Charity for DMP

Great company overall very friendly and helpful start, reassured me a number of times upon going into a DMP. Since entering I haven’t had any issues at all. Reviewed on: 1st May 2024

Saved my home

They took all my debts, credit card, personal loans, combined them into one payment. But they approach the lenders, not us, which makes the process so so less stressful. They saved my flat and stopped me being homeless. Reviewed on: 1st May 2024

Life transforming!

StepChange has honestly transformed my life. I was drowning in debt and talking to creditors directly wasn't getting me anywhere. I really wish I had arranged something before but it's never too late. They are so kind, understanding and knowledgeable. I highly recommend StepChange. They are doing great work and can help you! Reviewed on: 1st May 2024

Considerate and understanding

Found them very understanding and knowledgeable. They were able to point me in the correct direction for my circumstances. I now feel more in control of my situation. Reviewed on: 1st May 2024

I made a costly error when separating from wife with...

I made a costly error when separating from wife with payday loans didn't understand what I was doing as paying rent and a mortgage. They helped me to sort out the payments and took alot of heartache and worry away Reviewed on: 1st May 2024

Step Change made all the difference

I was petrified about my spiralling debt, step change are not judgemental and made me feel like I had an ally. They provided practical help me face my debts and get a plan to repay I'm place. Reviewed on: 1st May 2024

Really relieved the pressure I was feeling.

Really relieved the pressure I was feeling. Excellent service. Reviewed on: 1st May 2024

StepChange has given me the power to be better with...

StepChange has given me the power to be better with money, and has help me financially and i can more better now then before Reviewed on: 1st May 2024

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