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StepChange: Debt advice reviews

4.95
Based on 15,983 reviews, last reviewed 7th May 2026
61150% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Great company and great people Great help from non judgemental people. Great advice on how to proceed following advice given regarding my situation. Help whenever you need it. Canno... Read more Reviewed on: 7th May 2026
Daniel S's avatar
Daniel S

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15983)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

I’ve been with them over 20 years they are excellent...

5
I’ve been with them over 20 years they are excellent Reviewed on: 1st May 2024

The best thing i ever did.

5
The best thing i ever did. They changed my life. I would have lost everything if it wasnt for there asisstance. Reviewed on: 1st May 2024

They really helped me.

5
They really helped me out when I was in bad financial difficulty due to lack of working hours and my debts were out of control. I was on a token payment for quite a while but StepChange were very patient and new that I was desperate to get a full time job. Eventually I did and even though I'm now on a Debt Management Plan through them I'm at least paying more towards my debt and they will be cleared sooner than expected. This is a fantastic company willing to really help people in dire need, can't thank them enough as I'm sure it will be quite a tough job to do Reviewed on: 1st May 2024

Stepchange gave me my life back when my debt put me...

4
Stepchange gave me my life back when my debt put me in a very dark place Reviewed on: 1st May 2024

Fab from start to finish!

5
Fab from start to finish! Allowed me to get my debts under control without feeling like I was being judged for being in debt. The advisors I have spoken to have all been really helpful, and being able to make changes online quickly and easily is brilliant. I have recommended Step change to several people who have also signed up. After being in debt my entire adult life I now feel like my finances are finally under control ☺️ Reviewed on: 1st May 2024

Stepchange are so helpful and professional

5
StepChange have been so helpful, so professional and so kind. Made a very difficult time manageable. They reassured me that something could be done and supported me every step of the way. They dealt with all my creditors, helped me formulate an achievable plan. Every advisor I have spoken to have been first class. I can’t thank them enough. They truest brought light at the end of the tunnel when I thought there was so way forward. Reviewed on: 1st May 2024

When I lost my wife to cancer and my business went b...

5
When I lost my wife to cancer and my business went bankrupt through Chinese cheap alternative. I was recommended Debt StepChange. They were so helpful and understanding about my financial situation. It saved my life. Reviewed on: 1st May 2024

there is life with debt thanks to stepchange

5
always there at the end of the phone to help and advice on things even at my lowest point good solid advice my i could not get my head round things just someone to talk to and listen life saver Reviewed on: 1st May 2024

I have had a series of illnesses and have not been a...

5
I have had a series of illnesses and have not been able to help myself much for some time but stepchange have helped me through it and had enormous patience and understanding Reviewed on: 1st May 2024

Stepchange Are great

5
Stepchange have helped me so much, I was really stressed & struggling with debt & how to pay it all off. They have sorted it all out for me & have been great Reviewed on: 1st May 2024