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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16470 reviews)

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4.95

Based on 16,470 reviews, last reviewed 8th May 2026

84300% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Staff very informative and helpful. Staff very informative and helpful. Reviewed on: 8th May 2026

Latest lowest rating:

1

Terrible advice - got me into very long term de... Very very poor advice got me into very long term debt I would never recommend this service. I should have just gone bankrupt, instead I was stupid an... Read more Reviewed on: 8th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16470)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

No more sleepless nights.

Helped me arrange debt repayments by dealing with all my creditors. I can now sleep at night without worrying! Very easy to deal with and thorough. They make sure you have a single payment and have enough left to live without struggling. Reviewed on: 1st May 2024

Taking back control of my life and finances..

By helping me take back control of my finances, StepChange gave me hope and really helped turn my life around. I am now debt free and able to make positive plans for my future. I couldn’t recommend their services more, a positive experience from start to finish. Reviewed on: 1st May 2024

Very helpful thank you, staff are great

Very helpful thank you, staff are great Reviewed on: 1st May 2024

They helped when I was at a low point

They helped when I was at a low point Reviewed on: 1st May 2024

Helpful customer service

Gave me good advice. Easy to discuss my circumstances and how best to help Reviewed on: 1st May 2024

Trustworthy debt advice!

Trustworthy debt advice! Easy to use service from those with wholesome hearts ❤️❤️❤️ Reviewed on: 1st May 2024

Helps to talk.

They helped me through huge dept,helped me look at my dept calmly, Took so much worry away just focus on what I can do. It has taken some time as the dept was steep. Still have a small dept but in control now. Reviewed on: 1st May 2024

Very helpful staff, good customer service

Very helpful staff, good customer service Reviewed on: 1st May 2024

Good people friendly and very helpful

Good people friendly and very helpful Reviewed on: 1st May 2024

Step Change have helped me so much.

It's very stressful having money worries. I couldn't switch off from it and was in a really bad position, despite having a reasonably good income. My debts were crippling me and they were coming down extremely slowly due to the extortionate interest rates and then I started missing payments as the cost of living made it impossible to keep up with everything. I've been on my DMP for one month now and Step Change made the whole process very simple by dealing with my creditors on my behalf and agreeing a reduced monthly payment, based on my available finances.. After still receving threatening letters from some of my creditors, I phoned Step Change for advice and was reassured that there was nothing to worry about. I was told to 'trust the process' and not worry about replying, which was very welcome as I just want to pay my agreed monthly amount and try to get some mental peace from the situation I have stupidly put myself in over a number of years. I'd recommend Step Change to anyone who is burdened by heavy debts with no end in sight. I don't feel alone anymore which in itself is a life saver. Speak with them without fear of being judged. You won't regret it. Reviewed on: 1st May 2024

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