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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Easy process.

Easy process... from zero to hero Reviewed on: 23rd May 2025

Theyve made such a big difference to my life

Unexpected things in life had caused me to get into debt. Although I had a good job I was unable to keep on top of things due to the living crisis. Due to the interest of credit cards I got to a point where each month I was only paying that and not the balance so was a never ending cycle. I was ashamed of this so didn’t speak up till it all got too much. I was recommended to step change by national debt line and was a very smooth process once I let them know my outgoings and income. They were so friendly, compassionate and friendly. My only regret is not reaching out for help prior to it as I was extremely stressed and unable to enjoy life. They take an affordable payment each month and with any additional income e.g a work bonus I’m able to pay it off quicker. It’s been less than 2 years and went from 8k debt, living pay check to paycheck to having less than 2k of debt left to pay. I am much more careful of what I’m spending since then and living a bit more comfortable now. Reviewed on: 23rd May 2025

Stepchange are the numbers 1 debt charity to use.

Stepchange are the numbers 1 debt charity to use.They are always there to help you in difficult times. Reviewed on: 23rd May 2025

Don't bury your head in sand

Took me a while that I needed help, but with a phone call, they helped me from day one explaining everything to me in simple terms Reviewed on: 23rd May 2025

excellent support only negative is call wait times

excellent support only negative is call wait times Reviewed on: 23rd May 2025

Stepchange gave me peace of mind and the ability to...

Stepchange gave me peace of mind and the ability to sleep better at night and relieved my anxiety in relation to my money worries. Stepchange are professional and empathetic and have helped other members of my family become debt free Reviewed on: 23rd May 2025

Thank You Step Change!

Thank You Step Change! You took away all my worry, did all the work and changed my life for the better. I know anyone reading this might think it's a fake review but they helped me no end!!!. Reviewed on: 23rd May 2025

Step change immediately took the pressure off from c...

Step change immediately took the pressure off from creditors They've always been really helpful when I've need to speak to someone. The yearly review is easy and straight forward. Made managing debts so much easier. Reviewed on: 23rd May 2025

Stepchange made my life better and less stressful.

Stepchage helped me when during lockdown I became overwhelmed with all the credit bills building up. My husband had no work and as a new business he received no help from the government.It became down to me to try and juggle a lot of outstanding debts. I contacted Stepchange after reading about them, they took over the management of all my debts and arranged payment plans with all the companies, all I need to do is pay a set monthly amount and they do the rest. The monthly amount is much lower than I was paying out before to all the different bills. Since doing stepchange , I have managed to pay off a huge chunk of the debt , and not built anymore up again. It really does change your life. Thank you stepchange. Reviewed on: 23rd May 2025

I was really depressed and thoughtthere was no...

I was really depressed and thought that there was no way out of my predicament. It was my own doing then I heard about Stepchange. I made a call and the lovely lady I spoke to helped me without judgement. I ha ve managed now to keep on track and have paid a large chunk off my debt. Stepchange has made a difference and my life better. Reviewed on: 23rd May 2025

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