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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (14720 reviews)

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4.95

Based on 14,720 reviews, last reviewed 16th Apr 2026

25% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Amazing service Stepchange have been amazing help. Debt advice plan in place amazing customer service Reviewed on: 16th April 2026

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (14720)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

What a relief

Step change has changed my life and finances for the better. It has helped with my mental health as I was worrying all the time how I was going to find the money for the debt I owed. Now I just pay one monthly affordable ammount to step change and they pay my creditors. Can't thank you enough for helping me through this difficult time in my life. Reviewed on: 18th July 2023

Amazing

Step change have been there to help me through a difficult time.Every advisor gives 100% help nothing is too much. Thank you Step change. I recomended them to a few people who were in a similar debt situation like myself. Reviewed on: 18th July 2023

non judgemental advice

listens to your issues and even help to recognise issues you did not think of, very reassuring. Reviewed on: 18th July 2023

Exceptional Service

The service I received from all the staffs excellent. Throughout the process of setting up the Debt ManagementPlan, all the staffs I spoke with talked me through the process explicitily. I had a lot of confidence in their advice and after setting up the plan, my mind is now at rest. I am no longer worried and having sleeplessnightsabout my debts. I am really gratefully for their help. Reviewed on: 18th July 2023

Helped immensely.

Realising my debts were getting out of control I contacted Step Change and they went through my options, its was really straight forward for me to put a plan of action in place that was affordable to me and to be able to see a way out of crippling debt. As so many have said I only wish I'd contacted them sooner instead of stressing for months on end. Reviewed on: 18th July 2023

Fantastic

Became money troubled a few years ago and finally got in touch with StepChange. Absolutely should have done it well before I did. They advised and calculated everything for me and took off a lot of pressure from me. This week I became debt free and can’t thank StepChange enough. Highly recommend Reviewed on: 18th July 2023

Breathing space and more

Very helpful straight forward and not condescending in any way. They keep you updated at all times Reviewed on: 17th July 2023

Totally satisfied

Really helpful and pleasant at such a difficult time for me Reviewed on: 17th July 2023

after feeling very stressed due to finacial difficulty I turned to step change for help

not knowing where to go for help, I was told about Step Change I was very law and poorly not knowing which way to turn the staff are amazing and always try to put me at ease. I am so grateful to step change for their continued support. Reviewed on: 17th July 2023

Once upon a time.

This story is about acknowledging and overcoming your debt. A journey when all the odds are against you but with StepChange as a companion you will only ever better yourself and strive to be free… Reviewed on: 17th July 2023

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