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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,651 reviews, last reviewed 29th Jun 2026

125733% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

The best phone call I made The hardest phone call I made after losing my husband as I’ve always paid my bills on time but now it was different step changes could not of been mor... Read more Reviewed on: 29th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Just never been in this position.

Just never been in this position before and so it was really scary and I thought I would be judged… but I was put at ease and not to be made to look like a failure as I do want to pay everyone and at this late stage in my life I never wanted to be here and StepChange took all the worries away and sorted everything out for me. Reviewed on: 23rd May 2025

good service on time professional approach

good service on time professional approach Reviewed on: 23rd May 2025

Sorted out my budget and helped me get in control.

Sorted out my budget and helped me get in control. Only issue is with some delayed payments due to one of my creditors switching the debt collection agency they used and a couple of payments going missing but StepChange have given me advice for chasing that. Reviewed on: 23rd May 2025

great service

Extremely good quality of service Reviewed on: 23rd May 2025

An extremely vital service.

An extremely vital service. Very helpful and efficient. I cannot describe how much they have helped me. Reviewed on: 23rd May 2025

Excellent

This is the second time I’ve used step change and both times they have been excellent Reviewed on: 23rd May 2025

Real life saver, when you are drowning and dont know...

Real life saver, when you are drowning and dont know what to do. Made managing my debt so much stress free Reviewed on: 23rd May 2025

Life saver

For myself into debt trying to fix things myself after coming out of a financially coercive relationship but it all got too much. Didn’t want CCJ/IVA/bancruptcy and didn’t know I could get help. Finally on way to sorting life out! Reviewed on: 23rd May 2025

Seem less and Easy

It was very easy to setup a DMP and stay updated with debt Reviewed on: 23rd May 2025

Step Change helped me find a plan that worked for me

Step Change helped me find a plan that worked for and budget effectively. It can seem a lot to work through with the Step Change team at first, but it is worth it. My wellbeing feels much better since I completed the process. Reviewed on: 23rd May 2025

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