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StepChange: Debt advice reviews

4.95
Based on 16,024 reviews, last reviewed 7th May 2026
63000% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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0%
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0%
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0%

Latest highest rating:

5

Supportive at a difficult time Eased my mind at a time I was low, struggling and didn't know what to do. Caring, sympathetic and kind when I started and needed and now I'm settled ... Read more Reviewed on: 7th May 2026
Louisa's avatar
Louisa

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16024)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

StepChange have helped me with the stress of debt ma...

5
StepChange have helped me with the stress of debt management. Their customer service is reassuring and so helpful. Great service, recommended. Reviewed on: 1st May 2024

Excellent service

5
Easy access, helpful and non judgemental staff, excellent communication and regular monthly statements. Reviewed on: 1st May 2024

Helped me a lot get out of a lot of debt.

4
Helped me a lot get out of a lot of debt. Life is less stressful now. Reviewed on: 1st May 2024

Excellent Customer Service

5
Step change knows and understand how I feel and plan for my financial independence. Reviewed on: 1st May 2024

Very professional people easy to understand

5
Very professional people easy to understand Reviewed on: 1st May 2024

My experience with StepChange, Debt Management is ex...

5
My experience with StepChange, Debt Management is excellent because I was in a life of worries about managing my debt and I was not working to service my debt because of sickness. I did not know what to do and what would happen to me. Then I lacked to be introduced to StepChange by the Citizen advice bureau. Since knowing them, I feel relaxed, happy, no worries any more because through their help I have been able to pay my debt according to what I can afford and my debts are coming down and down. They have helped me to discipline my money, I can budget and spend wisely. They have a good team of staff who are always there to provide support and advice when I am preparing my statement. I feel comfortable ringing them and asking them anything I didn't know. Every month, they send me information when the next debit is taken from my account. If someone knocked on my door I would be free to open it than before, when I was scared with the bailiff. Thank you so much StepChange. Reviewed on: 1st May 2024

Helped me lot managing my debt when life turned real...

4
Helped me lot managing my debt when life turned real though on me. thank you the step change team Reviewed on: 1st May 2024

You have always looked after me and stopped me worry...

5
You have always looked after me and stopped me worrying over the years Reviewed on: 1st May 2024

Heavily in Debt

5
Was very heavily in debt and struggling financially and emotionally. Stepchange listened with no judgement. And dealt with all my debtors. Am still in debt and will be for some time but Stepchange have made a massive difference to my life and am able to pay back all my debt in an affordable way. Reviewed on: 1st May 2024

WILLING TOO LISTEN

5
brilliant staff seem to understand what is needed.Never talk down to you,they just help. Reviewed on: 1st May 2024