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StepChange: Debt advice reviews

4.95
Based on 15,562 reviews, last reviewed 6th May 2026
27267% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Have helped me overcome my dept problems. Have helped me overcome my dept problems. Reviewed on: 6th May 2026
Mr M's avatar
Mr M

Latest lowest rating:

1

StepChange helped me to sort my finances and life ou... StepChange helped me to sort my finances and life out without judgement. I can now sleep at night without worry and I’m not afraid to open my post any... Read more Reviewed on: 6th May 2026
Jane Ocain's avatar
Jane Ocain

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15562)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

My experience wasn’t as good for my review this time...

4
My experience wasn’t as good for my review this time the creditors asked for ADHD and ASD Reviewed on: 1st May 2024

Ecellant work freindly and helpfull

5
Ecellant work freindly and helpfull Reviewed on: 1st May 2024

Takes away the worry

5
So simple to do a debt management plan. I really wish I'd done it sooner as it's taken away so much stress and worry Reviewed on: 1st May 2024

Would not hesitate recommending Stepchange to anyone...

5
Would not hesitate recommending Stepchange to anyone who is struggling with debt, they are totally non judgmental and dealt with my creditors for me. Reviewed on: 1st May 2024

I really wish that I had known about the help that S...

5
I really wish that I had known about the help that StepChange could give sooner, it would have saved me a lot of anguish and stopped me from borrowing even more to try to pay off some of my creditors. Reviewed on: 1st May 2024

Excellent and helpful, understanding and efficient...

5
Excellent and helpful, understanding and efficient support. Reviewed on: 1st May 2024

I was left in terrible debt by my ex husband.

5
I was left in terrible debt by my ex husband. I contacted StepChange, and thankfully they got me out of a bad situation Reviewed on: 1st May 2024

Answered all my questions, very helpful service.

5
Answered all my questions, very helpful service. Reviewed on: 1st May 2024

After losing my dad in 2018 I started spending what...

5
After losing my dad in 2018 I started spending what he left me to try and make myself and my kids happy .. wasn't long before I spent it all and I wasn't feeling anybetter . I sent for a credit card and was rather surprised I got it with me not working. I soon maxed that out so I sent for another and I received that too ... same thing spending to try and be happy but I was slipping down in debt so had to get another card to pay the two others off .. I struggled to pay the 3 cards off so ended up getting a loan and then another loan I was just robbing Peter to pay paul .. I went to my Dr's because I was a total mess and she gave me stepchange information so I got in touch .. I honestly thought my dad had sent me this angel who took my call that day she was so helpful and nothing was too much to ask .. we soon got a plan together.. I had 3 months breathing space which was brilliant best thing i ever did .. I am eternally grateful to stepchange and I will gladly recommend to anybody who needs help .. thankyou to everyone at stepchange you are all brilliant Reviewed on: 1st May 2024

Best Option For Me

5
I had a considerable amount of debt and after speaking to a StepChange advisor, a Debt Management Plan best suited my needs. They dealt with all of my creditors and formulated a payment plan that suited them and didn't leave me struggling to find the payment each month. Although my income hasn't grown exponentially due to my age I am increasing my payments each year in the hope of clearing the debt quicker. The support and advice they give is second to none and are always on hand to assist if needed. Reviewed on: 1st May 2024