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StepChange: Debt advice reviews

4.95
Based on 15,987 reviews, last reviewed 7th May 2026
61350% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Good money management I was completely overwhelmed with my debts however Stepchange helped me manage an affordable budget that was realistic and would help me get out of de... Read more Reviewed on: 7th May 2026
Sharon Gillett-Jones's avatar
Sharon Gillett-Jones

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (15987)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Mess being sorted.

5
Ended up in dire financial straits - thankyou NatWest Bank - Reviewed on: 1st May 2024

We were overwhelmed and StepChange sorted us out

5
We were in an absolute corner and overwhelmed with debt and how to manage getting out of it . StepChange managed it all for us once we provided the initial details of what we owed and how much money we had and what we spent it on. They have turned everything around for us and we once again feel in control of our finances . We couldn’t have done it without them . The process was so easy . They are very professional and explain all the options clearly. They steered us out of a very stressful situation . Couldn’t be happier with them and are very grateful for the service . Reviewed on: 1st May 2024

Absolutely brilliant organised very professional

5
Excellent service and support very kind and understanding staff Reviewed on: 1st May 2024

Great service

5
Very helpful when I faced a difficult situation Reviewed on: 1st May 2024

Amazing team of people

5
Surprised how easy and understanding the team were to deal with. Put me at ease about my situation, very reassuring that things would be ok. Reviewed on: 1st May 2024

Compassionate solutions for a desperate situation

5
Compassionate with infinite patience. So helpful in explaining all the options available and helping to find me the best solution for my purposes. They put my mind at ease. and made me feel that the situation did not have to be as desperate as I though. Reviewed on: 1st May 2024

I turned to strepchange charity when I desperately n...

5
I turned to strepchange charity when I desperately needed help to sort my finances out, they were kind, supportive and understanding. Brilliant advisors, kind, patient and caring, just what you need when help is wanted. Reviewed on: 1st May 2024

I don't exactly recall the name, Imogen maybe.

5
I don't exactly recall the name, Imogen maybe. She's such a fabulous customer service. Answers queries in a very calm and reassuring manner Reviewed on: 1st May 2024

Was desperate before I spoke to stepchange.

5
Was desperate before I spoke to stepchange. They chated with me helped me to sort ot my bills and spoke to my credit card companies for me. Reviewed on: 1st May 2024

Call them NOW do not ignore the problem

5
If I had not contacted Step Change I am pretty sure I would not be here today. The stress and anxiety just grinds you down, but with the help I got from Step Change in sorting out my debts into a realist repayment over a longer time that everyone was happy with was brilliant. Its not easy but finally I can see the light at the end of the tunnel. Do not leave it as long as I did before calling them for help. DO NOT get conned by other so called Dept management solutions that charge for the service. Step Change DO NOT CHARGE FOR THE SERVICE Reviewed on: 1st May 2024