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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18655 reviews)

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4.92

Based on 18,655 reviews, last reviewed 1st Jul 2026

188850% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18655)

Review of the StepChange, Debt advice:

Step change have been my saviours

They have helped me more than any words can express and I will be grateful to them for the rest of my life Reviewed on: 8th July 2020

Extremely sympathetic to your situation and offer am...

Extremely sympathetic to your situation and offer amazing advice and suggestions at a time when you are desperate for help with finances. Best thing I did was contact stepchange Reviewed on: 22nd May 2024

Always helpful

Always helpful any time on phone they are listening Reviewed on: 22nd May 2024

Great help from StepChange.

Great help from StepChange. After being diagnosed with a chronic medical condition and losing the ability to earn extra money, they gave us the chance to get our lives back on track and take control of our debts. We are slowly clearing them and can now sleep at night. Highly recommend. Reviewed on: 21st May 2024

Big relief!

The process from start to finish has been smooth sailing, the team have been amazing in offering guidance on any confusion or questions during the initial setup. Constant updates and communication is such a relief when seeking such advice, it really does offer reassurance that they're helping you seek the best outcome Reviewed on: 21st May 2024

They literally saved me,

They literally saved me, if Step change hasn’t been so supportive I’m sure I’d have lost my house. Through some really difficult times we made some bad financial choices trying to get by, monthly repayments on credit cards, catalogues etc. I was overdrawn every month, I’d be using all my money to pay the repayments. Eventually I had to either pay my mortgage or the credit cards, that’s where Stepchange helped. They weren’t judgmental, they listened and supported me to get back on my feet. It’s a big scary step making that first phone call but so very worth it. Reviewed on: 21st May 2024

Staff were very helpful and understanding in a very...

Staff were very helpful and understanding in a very difficult and emotional situation. I never felt embarrassed when going through my personal information Reviewed on: 21st May 2024

Stepchange saved my life.

Stepchange saved my life.... Depression set in as I was involved with a scam. They help me get back on my feet and are working with me to have some sort of life.Thanks Stepchange. Reviewed on: 21st May 2024

Helpful sensitive and made a massive difference to m...

Helpful sensitive and made a massive difference to my life. Reviewed on: 21st May 2024

Cannot recommend highly enough - make that call!

Struggling with debt and repeatedly trying to handle it myself had caused me a lot of stress and anxiety. This led to more debt as I tried to make myself feel better about it! Contacting StepChange and opening up to them really helped me from a mental perspective, and has helped me align what I pay back on a monthly basis. All agents I have spoken to have been fantastic; non-judgemental, empathetic and they all simply just want to help. I cannot recommend them highly enough for anybody who finds themselves in the situation I was. Mine was all self-inflicted, but again the agents' manner and professionalism breaks down the ego and pride element and helps you move forward and start to make a change. Reviewed on: 21st May 2024

Service was great.

Service was great. They was very sensitive to my situation and a massive support. Friendly and helpful. Easy to communicate with. I have mental health issues so I found them very respectful and understanding Thank you Reviewed on: 21st May 2024

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