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StepChange: Debt advice reviews

4.95
Based on 16,270 reviews, last reviewed 7th May 2026
74800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Great help and support just what I needed Great help and support just what I needed Reviewed on: 7th May 2026
Rebecca T's avatar
Rebecca T

Latest lowest rating:

1

Double redundancy Joined stepchange after being made redundant, then ha to rejoin after Covid because I was made redundant again. Always a great help - even when I app... Read more Reviewed on: 6th May 2026
Andrew's avatar
Andrew

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16270)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Wonderful Experience.

5
Wonderful Experience. Extremely helpful in everything Reviewed on: 1st May 2024

So helpful the relief that they were able to help me.

5
So helpful the relief that they were able to help me. Reviewed on: 1st May 2024

Don’t be afraid to reach out to stepChange and get y...

5
Don’t be afraid to reach out to stepChange and get your debts in control. They been great so far, I have 4 more payments (hopefully) left until I will be debt free and all thanks for StepChange. Reviewed on: 1st May 2024

Fantastic helpful people!

5
Fantastic helpful people! No judgement, just great help and advice. They take the weight off your shoulders and let you sleep easy knowing everything is under control. Thoroughly recommend. The best time to sort your debt out is yesterday but today is better than tomorrow. Sort it know and rest easy. Stepchange will help. Reviewed on: 1st May 2024

How to pay what you owe.

5
Been a client of StepChange for a number of years. I did not want to go down the IVA route I wanted to pay what I owed. With StepChanges help I have cleared my original debt of £65K down to £11K currently owed. They are very helpful and understanding. Reviewed on: 1st May 2024

Great service and always professional advice.

5
Great service and always professional advice. Easy to talk too and to access the service. They never make you feel uncomfortable in difficult circumstances. Reviewed on: 1st May 2024

I was lost and did not know how I was going to cope.

5
I was lost and did not know how I was going to cope. StepChange was suggested to me by my bank .i phoned them and have not looked back since I got my first good nights sleep . They do not judge you in anyway and are very friendly and super helpful cannot recommend them high enough . Thank you StepChange Reviewed on: 1st May 2024

All completed online

5
All completed online with no embarrassing phone calls to discuss things I'm already ashamed of. Really easy to complete. Great at keeping me up to date. Reviewed on: 1st May 2024

It was the best thing I have done financially to con...

5
It was the best thing I have done financially to contact stepchange as I am now in a strong financial position. Reviewed on: 1st May 2024

Very helpful , understanding the situation, reassur...

5
Very helpful , understanding the situation, reassuring Reviewed on: 1st May 2024