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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18651 reviews)

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4.92

Based on 18,650 reviews, last reviewed 28th Jun 2026

188650% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Non judgemental and really support you what ever you... Non judgemental and really support you what ever your situation. Very easy to talk to and so much support on your journey to being debt free Reviewed on: 28th June 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18651)

Review of the StepChange, Debt advice:

Thank you Stepchange

I was very pleased to have Thier help, support, knowledge and guidance. Reviewed on: 3rd May 2024

Very helpfull no hassle what so ever great relief t...

Very helpfull no hassle what so ever great relief to get my debt back on track Reviewed on: 16th May 2024

Debt free for the first time in nearly 20yrs!

I was left with a lot of debt following the break up of a previous relationship. For many a year I struggled to make my regular payments until I had to concede I needed help. A quick google check pointed me towards Stepchange. They quickly helped reduce the stress I was feeling in trying to manage my poor financial situation by being supportive and available with advice. They also gave me solutions to overcome my situation. I have been using Stepchange continually now for more than 5yrs. Initially, I was predicted to clear my debt in 2063, when I would be 90yrs old! But overtime, through the advice and support I was given, I learnt to manage my finances better and increase my monthly payments to the point that I will be completely debt free by the summer of 2025. I could not have done that without their support and guidance. If you are having financial problems then phone Stepchange...it might be the best call you ever make! Reviewed on: 16th May 2024

Excellent Service highly recommend

Excellent Service highly recommend helped me financially and my mental health significantly improved. I'm now in control with paying back my debt in a manageable way Reviewed on: 16th May 2024

Super Company

The hardest part was having the courage to accept I needed help with debts. After researching Debt Management companies, I decided to give Stepchange a call & was glad I did. From day 1 till the present day, Stepchange have been brilliant, especially through the 'Covid' days. They made the whole process easy & life a little more bearable knowing Customer service, for me, has been top notch - queries have always been answered, changes to the plan has always been accepted with no issues & the Customer Services advisors have always been very helpful. Would definitely recommend this company!! Reviewed on: 16th May 2024

Lifesaver

I finally feel like I'm making progress towards becoming debt-free. If you're struggling with outstandings, I highly recommend Step Change. They're a lifesaver! Reviewed on: 16th May 2024

Step changes has given me the help I needed

Easy to navigate round the portal with prompts in place giving me the chance to get my finances back in order with peace of mind and no more worry a friend recommended you as she could see I was struggling. Even the review after a year was easy to update. Reviewed on: 16th May 2024

They saved me!

They basically saved me from a situation that was causing a lot of stress and gave me a new lease of life. Circumstances bring un-manageable debt to many people through no fault of their own which can a have a serious impact upon mental health, sometimes leading to suicide. Step Change are an incredible healing light unto millions of individuals and families, in the face of greedy corporations focused only on creating dependency in consumers and capitalising on desperate situations for the purpose of transferring any future wealth, into the pockets of those who already have more than enough. Reviewed on: 16th May 2024

Best thing I done when I picked up the phone,now get...

Best thing I done when I picked up the phone,now getting my life back on track Reviewed on: 16th May 2024

Stress Releivers

The team were very helpful & made me feel more relieved in clearing my debts. The info in your Portal is excellent with all the info you need Reviewed on: 16th May 2024

Step in the right direction

Excellent. I have total peace of mind that my debts are getting paid every single month. It allows me to get on with life and not worry about anything. Reviewed on: 16th May 2024

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