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StepChange: Debt advice reviews

4.95
Based on 16,562 reviews, last reviewed 9th May 2026
88800% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Excellent service, they do all the hard work for you... Excellent service, they do all the hard work for you and allow you to sleep at night. Your only job is to stick to the plan Reviewed on: 9th May 2026
Denise Alder's avatar
Denise Alder

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16562)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

5
It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

Step change has been a lifesaver

5
Step change has been a lifesaver Reviewed on: 1st May 2024

Contact them today if you have debt problems

5
After years of stress and debt going nowhere due to interest payments eating up all of the money I was paying back, Stepchange has been life changing. They worked out a workable plan and contacted all of my creditors to arrange a freeze on interest. All my dealings with them have been supportive and friendly. I only wish I had heard about them years ago. Reviewed on: 1st May 2024

Really helpful and if they hadn’t I would have gone...

5
Really helpful and if they hadn’t I would have gone under. Reviewed on: 1st May 2024

I was struggling to paying all bills after I contac...

5
I was struggling to paying all bills after I contacted step change and I’m very grateful them they are very helpful , Reviewed on: 1st May 2024

Had a very happy experience with Stepchange, staff v...

5
Had a very happy experience with Stepchange, staff very helpful and knowledgeable Reviewed on: 1st May 2024

I was getting worried about debt Iv got my daughter...

5
I was getting worried about debt Iv got my daughter to thank she helped me sort it out but stepchange have been great I’m now able to sleep at night knowing it will be paid off eventually Reviewed on: 1st May 2024

The staff are caring and not judgemental

5
The staff are caring and not judgemental Reviewed on: 1st May 2024

I contacted StepChange debt management after I discl...

5
I contacted StepChange debt management after I disclosed to my partner my financial situation. From the moment I contacted the charity I felt like a huge wait had been lifted from my shoulders. They were so supportive and contacted all my debt company’s on my behalf. They put together a payment plan that I could afford. It’s been almost 6 years but in October this year I will be debt free.i can’t thank them enough, they do an amazing job. I couldn’t be where I am now without there help and support. Reviewed on: 1st May 2024

My debt was spiraling out of control and i was unabl...

5
My debt was spiraling out of control and i was unable to cope. I reached out to step change and I've now got a debt plan which now allows me to see a way forward. Reviewed on: 1st May 2024

Did not get the result I hoped for.

2
Did not get the result I hoped for. Reviewed on: 1st May 2024