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StepChange: Debt advice reviews

4.92
Based on 16,839 reviews, last reviewed 22nd May 2026
102150% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
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3%
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Latest highest rating:

5

You really get the help without being judged Kind, helpful, empathetic, knowledgeable, caring, patient and professional Reviewed on: 22nd May 2026
Cornelia S's avatar
Cornelia S

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16839)

Review of the StepChange, Debt advice:

Dare to hope,!

5
I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Such a wait of my mind!

5
Such a wait of my mind! You just can’t describe how this has changed my mental state of mind. Reviewed on: 1st May 2024

They have helped me so much ,very grateful to them...

5
They have helped me so much ,very grateful to them Reviewed on: 1st May 2024

Best decision I could make

5
I think I made the best decision by asking Stepchange for help with my debt. Very helpful team, everything made clear and easy! No problems at all for the last 18 months, just paying each month what I can without hassle. Stepchange is a national charity so no hidden costs! Reviewed on: 1st May 2024

Able to help with lowering debt payments in a man ab...

5
Able to help with lowering debt payments in a man able amount,customer service is great and very helpful Reviewed on: 1st May 2024

Simply the besting ...

5
Simply the best at helping people like me who have difficulty in understanding budgets ans money matters Reviewed on: 1st May 2024

Step change a brilliant service

5
Step change is so easy to contact they give a excellent service and advice dealing with issues that you may have very quickly Reviewed on: 1st May 2024

Excellent Service

5
StepChange has helped me with my problems and worries. I will recommend StepChange to my family and friends. Reviewed on: 1st May 2024

Stepchange have always been kind and helpful,they ha...

5
Stepchange have always been kind and helpful,they have also reduced my worries in regards to monies i owe,non judgemental and super understanding Reviewed on: 1st May 2024

best move you ever make

5
I contacted stepchange nearly 5 years ago owing more than £15,000, they supported me to make a debt plan and helped contact all of my creditors. I will be debt free in July. Reviewed on: 1st May 2024

Absolutely amazing!

5
Absolutely amazing!! Started with thousands of debts and now it’ll be gone by next year! The people who work at Stepchange are kind, non judgemental and so helpful! I would recommend coming to step change for support if you ever need it. It’s helped not only my financial wellbeing but my mental health and I will forever be grateful for finding them Reviewed on: 1st May 2024

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