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StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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3%
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Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

Excellent from the very first step made me feel so a...

5
Excellent from the very first step made me feel so at ease Reviewed on: 25th May 2025

I'm about half way through my debt management plan a...

5
I'm about half way through my debt management plan and am much better at managing my money now after having numerous credit card debts. It's very easy to make the plan and adjust it when needed. I am looking forward to being debt free! Reviewed on: 1st May 2024

They were there when I needed them most and still are.

5
They were there when I needed them most and still are. Reviewed on: 1st May 2024

I was facing mounting debts and couldn't face the pr...

5
I was facing mounting debts and couldn't face the problem. Thankfully I contacted StepChange and they have been amazing. They handled everything for me, dealing with the companies I owed money to. They've without doubt helped not only my financial situation, but also my mental health has improved massively thanks to them. Reviewed on: 1st May 2024

Calm and non judgmental, Stepchange picked me up and...

5
Calm and non judgmental, Stepchange picked me up and put a totally affordable payment plan into play. I’ve a little way to go yet but am sure I will be debt free in the time they gave me. Reviewed on: 1st May 2024

Real life saver.

5
Real life saver. Once StepChange became involved in our debt problems we felt that we had someone on our side. Before that we were struggling with our debts with no solution in sight. Reviewed on: 1st May 2024

Saviours

5
I was so worried about debt Stepchange were so helpful and totally professional nothing was to much trouble for them I should have gone sooner Reviewed on: 1st May 2024

Stress Free

5
Its great you can do it all on line Reviewed on: 1st May 2024

wonderful understanding staff

5
During a period of extreme anxiety due to mounting Legal bills I found myself between a rock and a very hard place. Not knowing where to turn a friend recommended StepChange. They were completely understanding of my situation. Reviewed on: 1st May 2024

Best choice I ever made calling StepChange

1
I had never heard of StepChange until Citizens Advice recommended them. So happy I called them, they talked me through my options & we came up with a Deft Management plan that I am able to meet each month. I won’t be debt free until 2028 but at least after years of not sleeping due to the worry I now sleep soundly. Highly recommended, extremely helpful & very friendly!!!! Reviewed on: 1st May 2024

Life changing .

5
Life changing . I was drowning in debt and couldn’t see a way out. Step change have been absolutely wonderful. Reviewed on: 1st May 2024