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StepChange: Debt advice reviews

4.95
Based on 16,668 reviews, last reviewed 11th May 2026
93950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Debt Advice i have ever had Spoke with a representative , who was calm and reassuring, who had experienced debt himself, who talked me trough several options and together we put ... Read more Reviewed on: 11th May 2026
Colin A's avatar
Colin A

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16668)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

5
I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Saviours

5
I was so worried about debt Stepchange were so helpful and totally professional nothing was to much trouble for them I should have gone sooner Reviewed on: 1st May 2024

Stress Free

5
Its great you can do it all on line Reviewed on: 1st May 2024

wonderful understanding staff

5
During a period of extreme anxiety due to mounting Legal bills I found myself between a rock and a very hard place. Not knowing where to turn a friend recommended StepChange. They were completely understanding of my situation. Reviewed on: 1st May 2024

Best choice I ever made calling StepChange

1
I had never heard of StepChange until Citizens Advice recommended them. So happy I called them, they talked me through my options & we came up with a Deft Management plan that I am able to meet each month. I won’t be debt free until 2028 but at least after years of not sleeping due to the worry I now sleep soundly. Highly recommended, extremely helpful & very friendly!!!! Reviewed on: 1st May 2024

Life changing .

5
Life changing . I was drowning in debt and couldn’t see a way out. Step change have been absolutely wonderful. Reviewed on: 1st May 2024

The best thing I ever did

5
I had almost £20k of unsecured debt. I was barely able to make the minimum payments. Stepchange spoke with my creditors and arranged a manageable monthly payment. The relief was incredible. I felt like I had my life back. Reviewed on: 1st May 2024

Amazing helpful staff.

5
Amazing helpful staff. I went from despair to feeling calm within a few hours. Reviewed on: 1st May 2024

Helped me when I needed help.

5
Helped me when I needed help. Would have been stuck without them. Reviewed on: 1st May 2024

Helped me out when everything was going against me

5
Helped me out when everything was going against me Reviewed on: 1st May 2024

None judgemental honest helpful advise

5
None judgemental honest helpful advise Reviewed on: 1st May 2024