Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,564 reviews, last reviewed 10th May 2026
88900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paying of debts made simpler From the first time of contacting Stepchange they had taken away the pressure of how to deal with my deals, the process was simple and after going thr... Read more Reviewed on: 10th May 2026
Ray's avatar
Ray

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16564)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

So kind and helpful!

5
So kind and helpful! Didn’t feel judge just supported, literally can’t tell you how much it’s changed our lives. The debt was massively affecting my mental health, but now it’s getting paid of steadily and I can breathe again! Thank you Reviewed on: 1st May 2024

I've been really struggling for last few years, chas...

5
I've been really struggling for last few years, chasing my own tile,Stepchange significantly help me to put things together, manage something what seems to be unmanageable. It's still long way ahead of me to sleep peacefully, but I believe I'm on my right way. Reviewed on: 1st May 2024

Unbelievable service / charity - saved my life!

5
Unbelievable service / charity - saved my life!!! Reviewed on: 1st May 2024

Excellent service

5
I've used Stepchange over tge past 8 yrs and have had no problems with my debtors as the lovely people that work there are so helpfull Reviewed on: 1st May 2024

Stepchange helped me controlling my debt,

5
Stepchange helped me controlling my debt, now I can control Reviewed on: 1st May 2024

Such a relief!

5
So helpful, sorted out my debts talked through my options and set up a repayment plan for me. Reviewed on: 1st May 2024

The staff put you at ease and explain everything so...

4
The staff put you at ease and explain everything so you understand it Reviewed on: 1st May 2024

Help when you need it

5
Stepchange is helping me to manage my debts and to get my life back on track. They worked out what I could afford monthly and agreed this with my creditors. Having to make only one payment every month to stepchange ensured that all payments to creditors where paid in a timely manner. Once a year i review my current income and expenditure and change my payments accordingly. Although I have never failed to make tge required payment I admit it’s not always been easy, unexpected things happen in life but I have overcome them.now, after 4+ years, I am beginning to see the light at the end of the tunnel and by the end of next year I will become completely debt free.. I can’t thank Stepchange enough for helping me through a difficult time in my life. Reviewed on: 1st May 2024

I was overwhelmed and a bit lost with my financial s...

5
I was overwhelmed and a bit lost with my financial situation, but StepChange gave me back control and made me feel safe and secure in the knowledge that everything will be okay. Thank you, would recommend to anyone experiencing debt problems. Reviewed on: 1st May 2024

Stepchange is a life saver.

5
Stepchange has taken all my debt worries by consolidating all my debts into one manageable payment thus making it easier for me to manage my day to day living costs without the worry of how to pay my way.Stepcha Reviewed on: 1st May 2024