Write a review

Go to business site

StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16562 reviews)

View other StepChange products

4.95

Based on 16,562 reviews, last reviewed 9th May 2026

88800% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Excellent service, they do all the hard work for you... Excellent service, they do all the hard work for you and allow you to sleep at night. Your only job is to stick to the plan Reviewed on: 9th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

Read all reviews See your review

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16562)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Very professional service!

I was expecting it to be a difficult process but the customer service representative made it very easy and comfortable discussing such personal matters. I am grateful and would highly recommend their services. Reviewed on: 1st May 2024

Very professional & Helpful.

Very professional & Helpful. Wish we had contacted them sooner Reviewed on: 1st May 2024

Excellent service very helpful and informative and k...

Excellent service very helpful and informative and knowledgeable,reduced my debt massively helping me to pay my bills back when I needed them Reviewed on: 1st May 2024

Very straightforward helpful and peace of mind

Very straightforward helpful and peace of mind Reviewed on: 1st May 2024

Very helpful and supportive, and understanding

Very helpful and supportive, and understanding Reviewed on: 1st May 2024

Brilliant can’t fault the service

Brilliant can’t fault the service Reviewed on: 1st May 2024

They have your back

Without being with stepchange I don’t think I’d have been able to get myself back on track.They made it possible for me to pay my creditors a reduced amount each month by speaking with them on my behalf. Like myself some people would find this difficult to do on their own, but stepchange have had my back and we are well into our arrangement and this time next year things should be back to how they should be.so please don’t be afraid to contact stepchange should you need a company to know what your going through and to help you along every step of the way to being solvent again. Reviewed on: 1st May 2024

They changed my life from spiraling out of control t...

They changed my life from spiraling out of control to finally being more in charge with my finances. Not one ounce of judgment at all, every agent I have spoken to is really nice and empathetic. I feel like a massive weight has been lifted from my shoulders Reviewed on: 1st May 2024

LIFE SAVERS

They have been a great help! With all the financual worries that I had I would not have been able to cope.They have literally saved my life. Reviewed on: 1st May 2024

Stepchange helped me get everything under control.

I reached out to Stepchange when my debt had spiralled thanks to the cost of living crisis. I didn't see a way out and was starting to really panic. After filling out all the information I needed to on their website I got to speak to an advisor over the phone to confirm the option I wanted to go with. The options that are available to you are well explained and the negative consequences of those options are also well explained. They are very informative, helpful and understanding and help you make the best choice based on what you have available to you. They helped me get my debt to a manageable monthly repayment and although I know I still have a long way to go, I know that with Stepchange's help I will be helped all the way. Reviewed on: 1st May 2024

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Debt Solutions
from Debt Movement 4.11 from 18 reviews
Debt advice
from National Debtline 4.90 from 7 reviews
Debt collection
from Ayom Debt Recovery 1.48 from 87 reviews

Want to see more from StepChange?

Mortgage Broker
from StepChange 5.00 from 6 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub