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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16625 reviews)

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4.95

Based on 16,625 reviews, last reviewed 11th May 2026

91900% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

Professional service Professional service. Ability to do almost everything online. Very helpful Reviewed on: 11th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16625)

Review of the StepChange, Debt advice:

It was absolutely fantastic help from start to finish.

It was absolutely fantastic help from start to finish. It took 8 days in total. I'm sitting here now a lot happier than I was 3 weeks ago. They put me forward (against their recommendation) for a DRO, which was passed 2 weeks ago, and because I have their backing, I have been able to liaise with my creditors a lot easier, and they have actually helped me due to my underlying health issues. Thank you to them all from Stepchange and also Money Wellness (the people who organised my finances and submitted my DRO application) From the bottom of my heart, THANK YOU. They all deserve credit and praise for their hard work. Reviewed on: 24th August 2024

I thought I had it all under control, then out of th...

I thought I had it all under control, then out of the blue circumstances changed and in a heart beat out came the credit cards to pay for every day life while not cutting back on the luxuries. Then came the realisation I owe over £50,000.00 and interest piling on. Car and motorcycle had to be sold and no holidays……. Then I found Stepchange, one call and before anything was put in place I felt like the weight of the world had been lifted. Then came the help and support and unbelievably if was free. I have been managing to clear the debts with the help of Stepchange and I do not have to deal with the individual companies. One payment and everyone is happy. I can now see the light at the end of a very dark tunnel. Thank you Stepchange. Reviewed on: 1st May 2024

Help get me out of my debts

Very good sound advice and help excellent quality service Reviewed on: 1st May 2024

Excellent service

Can’t fault the service o have received. My debt management plan has helped me breathe again without fear of the post arriving or the telephone ringing! Reviewed on: 1st May 2024

Changed my life.

Changed my life. No worries about anything. Everything been done on line Reviewed on: 1st May 2024

Professional

Professional and easy to talk to Reviewed on: 1st May 2024

Five stars all the way!

Stepchange are an amazing charity and have really help me feel that I am on top of my debts. It took me a long time to contact them, as I was feeling so low and embarrassed to be in the position I was in, owing so much money. I’m so pleased that I contacted them, they helped me put together a plan that I have been able to comfortably manage for over a year. The whole process has been so simple and so reassuring. When I have called to speak to someone the staff have always been so understanding, helpful and completely non judgemental. They really are a fantastic organisation and I have recommended them to quite a few people. Reviewed on: 1st May 2024

Helpful and professional.

They are always extremely helpful and professional. They are sensitive to the situation. Reviewed on: 1st May 2024

We were at rock bottom

We were at rock bottom and a friend recommended StepChange - and we never looked back - they took all the anxiety and pressure away for us ! We will be forever grateful! Reviewed on: 1st May 2024

After going through a divorce and things got a bit t...

After going through a divorce and things got a bit too much, step change were recommended by a friend and they really helped alleviate the repayments of the debt I had built up due to this. They have been extremely helpful to make it affordable and to ensure I can still live, enjoy a little and manage what I can to repay what is comfortable for me. Would highly recommend if you are finding it difficult. It's worth the hit on your credit score to sort yourself out. Reviewed on: 1st May 2024

Takes all the stress away from worrying about your d...

Takes all the stress away from worrying about your debts, deals with all your debtors so you don’t have to speak to them and is a lifesaver Reviewed on: 1st May 2024

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