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StepChange: Debt advice reviews

4.95
Based on 16,659 reviews, last reviewed 11th May 2026
93500% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

From the first phone call the advisor put me at ease... From the first phone call the advisor put me at ease fantastic service Reviewed on: 11th May 2026
Lynda c's avatar
Lynda c

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16659)

Review of the StepChange, Debt advice:

Caring understanding helpful

5
They helpt me when I was at the end of my tether.They listened,reassured me.Made me feel confident, in dealing with my problem.So I would say simple the best and thank you. Reviewed on: 22nd July 2021

Debt Management plan with StepChange

5
Getting to the point of requiring debt management is never a good thing but the charity as a whole is a brilliant one and the staff are great and helpful Reviewed on: 1st May 2024

Excellent service

5
It was an easy process from the start. Guided through each step. And kept informed at all times Reviewed on: 1st May 2024

Step change has been so helpful and have helped me t...

5
Step change has been so helpful and have helped me through very worrying and stressful Financial Times thank you step change Reviewed on: 1st May 2024

Helping me to succeed financially

5
Helping me through a very difficult financial time.Just had my second review and feel much more relaxed about my finances and determined to conclude my debt management plan asp.many thanks stepchange Reviewed on: 1st May 2024

Help to save myself

5
To have someone t who doesn’t judge you .are kind ,understanding,and have patience whilst you sob to them about how you can’t cope and see no future for the mess your in.then they sort it out for you…the burden that you carried for so long starts to lift…because they step in and help you save yourself Reviewed on: 1st May 2024

Stepchange have been brilliant lremoved my worrie...

5
Stepchange have been brilliant and removed my worries I now just pay once a month Reviewed on: 1st May 2024

They provided an excellent service.

5
They provided an excellent service. I can now say I am debt free and that is because of step change. It is very easy to use there service on line or by phone. They are very friendly and helpful and donot judge. Reviewed on: 1st May 2024

Excellent web tools that really help face and deal w...

5
Excellent web tools that really help face and deal with your debts. Such a load off my mind! Reviewed on: 1st May 2024

Excellent.

5
Efficient. Understanding. Friendly. Reviewed on: 1st May 2024

Life changing support!

5
I can’t say enough good things about StepChange. I had got myself into a very scary place financially due to health issues and I felt completely trapped and couldn’t see a way out. Step Change from the very beginning were so empathetic and reassuring and have taken away so much stress that I didn’t even realise I was living with. Being able to pay one single payment a month instead of 9+ AND interest has been lifesaving! Every single representative that I have spoken with has been warm and knowledgeable and I always recommend their services to friends and family who are also struggling financially. Debt can be such a taboo thing to talk about but accepting I needed help and contacting Step Change has been the best thing I’ve ever done. Reviewed on: 1st May 2024