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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18660 reviews)

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4.92

Based on 18,660 reviews, last reviewed 8th Jul 2026

189050% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Step change is outstanding so effective

I have reduced my indebtedness within a short period and look forward to wiping it completely Reviewed on: 5th August 2021

Excellent customer service so helpful would recommen...

Excellent customer service so helpful would recommend to everyone literally 5 star Reviewed on: 15th May 2024

Step Change, a painless debt management process

I was lumbered with a £25k personal debt when my business went bust 18 years ago. Step Change guided me through negotiating with creditors and planning the repayment process, making it a relatively painless process. I finish paying this debt in October 2024, so can't wait for that date to come round Reviewed on: 15th May 2024

Really helped with my awful financial situation due...

Really helped with my awful financial situation due to a messy break up. Reviewed on: 15th May 2024

Excellent.

Excellent. Helped me rearrange my finances Reviewed on: 15th May 2024

Excellent customer service and advice.

Excellent customer service and advice. Very helpful and professional service they provide. Understanding and supportive. Simple process to begin your debt recovery journey. Affordable and reliable company. Reviewed on: 15th May 2024

The advisers at StepChange were amazing, they gave e...

The advisers at StepChange were amazing, they gave excellent advice and were totally non judgmental. I felt reassured from my very first phone call to them. I would recommend them to anyone who is worried about debt. Reviewed on: 15th May 2024

Excellent Service

A vital and fantastic service. Really helpful, informative and well organised. Reviewed on: 15th May 2024

Debt management plan

I contacted Stepchange when my families financial circumstances changed due to ill health. We were recommended a Debt Management Plan so I could prioritise my mortgage, utilities and food etc whilst my creditors received a monthly payment. I have been in my DMP since 2016 and am due to finish in 2025. Stepchange have been excellent throughout, their customer service is impartial, thoughtful and very much appreciated. Reviewed on: 15th May 2024

Debt is bad

I had so many debts and Step Change was the only one who helped me to find a solution. I recommend to everyone who are in debts and are struggling with the money. Thank you StepChange! Reviewed on: 15th May 2024

The best thing I ever did.

From the moment I called SteChange I felt like a huge eight had been lifted from my shoulders. They are helpful, kind and in no way judgemental. I urge anyone in debt to pick up the phone and call. Reviewed on: 15th May 2024

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