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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18615 reviews)

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4.92

Based on 18,615 reviews, last reviewed 11th Jun 2026

187150% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

They are good listeners and so give good advice to y... They are good listeners and so give good advice to your problems of debt. Reviewed on: 11th June 2026

Latest lowest rating:

1

WOULD NOT RECOMMEND Very poor level of service. I haven't had a reply to an email or chase ups for almost 2 months. They have said they haven't received payments when the... Read more Reviewed on: 10th June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18615)

Review of the StepChange, Debt advice:

Dare to hope,!

I have been very ill with cancer. During my treatments I took my eye off the ball as the saying goes. Was too ill to deal with post and many many calls from people demanding money. I was becoming paranoid about the phone,the postman. Well debts don’t go away I didn’t know where or who to turn to, my life was such a mess, I was even contemplating ending it all. A friend came here and said why don’t we ring Stepchange the debt charity. I had nothing to lose but from that very first call, they made me feel like we can sort this out together and took me through every single step. Every person I spoke with was efficient,nothing was too much trouble, kind and compassionate. Made me feel like perhaps I could live a life. Am not the only person this happens to. Quite a bit of paperwork which I found daunting but even if I was stuck on silly questions I always got a real person to speak with. I can’t praise them high enough Reviewed on: 27th August 2024

Stepchange is very easy to follow and they eased my...

Stepchange is very easy to follow and they eased my anxiety instantly Reviewed on: 15th May 2024

Reliable/non judgemental/supportive

I’m a single mum and found that my finances were spiralling out of control from credit card debt to overdrafts and everytime I’ve needed to speak to someone they’ve been so helpful. They have a way of understanding and taking away the guilt they summarise things really simply, they make you feel that everything is manageable. Reviewed on: 15th May 2024

Struggled to control increasing debt.

Struggled to control increasing debt. Set up debt management plan with Step Change, I now feel relieved everything is in one place. Easy to update when debt have been passed on. Reviewed on: 15th May 2024

I was really stressed and struggling for a long time...

I was really stressed and struggling for a long time before I got in touch with these guys. They answered the phone the same day, went through my bills and I instantly felt reassured that my problems could be sorted. Reviewed on: 15th May 2024

Helped me to deal with debts I couldn't afford to pay.

Helped me to deal with debts I couldn't afford to pay. Was a relief which can be a life changing. Reviewed on: 15th May 2024

Amazing!

Step change have been amazing helped me sort my debts into a manageable payment plan Reviewed on: 15th May 2024

I'm really happy about their service, good customer...

I'm really happy about their service, good customer service and excellent communication skills Reviewed on: 15th May 2024

Step change helped me out of a hole.

Step change helped me sort my debt out when I fell on hard times. It's made life so much better. Easy to sort out and makes you feel less stressed with it all Reviewed on: 15th May 2024

i can not recommend enough - approachable,non-judgem...

i can not recommend enough - approachable,non-judgemental Reviewed on: 15th May 2024

Customer service are so lovely and calm and helpful

Customer service are so lovely and calm and helpful Reviewed on: 15th May 2024

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