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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.92 (18657 reviews)

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4.92

Based on 18,657 reviews, last reviewed 4th Jul 2026

188950% increase in 5 star reviews

in the past 90 days

1600% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

New life .. I have been with stepchange from the beginning and I hope next week is the end all the staff help trough this bad time I never made it without them al... Read more Reviewed on: 4th July 2026

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (18657)

Review of the StepChange, Debt advice:

Amazing .... Thank You

I believe Step Change saved me. I was struggling to keep my head above water and there seemed to be no way out but Stepchange helped me so much. If your struggling then please make contact with them. Reviewed on: 24th May 2025

Stepchange everytime

Stepchange are not only helpful snd knowledgeable but caring and understanding of your individual needs Reviewed on: 15th May 2024

Very highly recommended

Really polite & helpful. No judgement on my situation. Explained everything clearly and gave options available. Especially helpful in making sure all expenses were taken into account so there were no surprises later. I have already recommended StepChange to others regarding the types of help they give Reviewed on: 15th May 2024

Really helpful and kind.

Really helpful and kind. Everything was put into place quickly Reviewed on: 15th May 2024

Desperately in debt not quite out of debt but becaus...

Desperately in debt not quite out of debt but because of Stepchange I'm getting there. Reviewed on: 15th May 2024

Debt management plan

My debts become unmanageable, after contacting step change I decided a debt management plan was the best option for me. I now pay one monthly affordable payment, and my debt is manageable. When there has been a month where I have had an unexpected change in my financial circumstances, step change have been understanding and very helpful. Reviewed on: 15th May 2024

Took all my stress away, clear what I need to do to...

Took all my stress away, clear what I need to do to sort my credit issues Reviewed on: 15th May 2024

Stepchange have been brilliant sorting out a repayme...

Stepchange have been brilliant sorting out a repayment plan for our debt due to unforeseen circumstances. Reviewed on: 15th May 2024

Very down to earth, helpful and highly recommend.

I was left in a bad situation because of lockdown and had no way out. Step change helped with everything and did their best to reduce the payments as much as possible. Even when I upped the payments they were concerned if I was able too and it was fine to pay the lower amount. They have been very helpful, respectful and great customer service. Reviewed on: 15th May 2024

Stepchange really helped me sort out all my finances.

Stepchange really helped me sort out all my finances. The advisor was really supportive and friendly. I was really anxious when I called to get help but the staff made me feel so at ease. Excellent company. Reviewed on: 15th May 2024

SECOND TO NONE

I needed help and I got it from stepchange even though I still get a million calls and letters from my creditors I tell them stepchange have my back Reviewed on: 15th May 2024

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