Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 16,641 reviews, last reviewed 11th May 2026
92650% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Debt-free light at the end of the tunnel From the first steps of listing out exactly what debt is needed, through to the implementation of the plan and then the support team waiting on the en... Read more Reviewed on: 11th May 2026
SK's avatar
SK

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16641)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Absolutely fantastic from start to finish

5
Absolutely fantastic from start to finish, always eager to help and the advice they gave enabled us to make an informed decision going forward. We would have really struggled to get ourselves sorted without their support. Reviewed on: 1st May 2024

It only takes one phone call to change your life.

5
I've had my DMP active for over a year now and by the end of 2024 I'll finally be debt free. This wouldn't have been possible without the amazing people at StepChange. Straight from my first initial phone call has been a fantasic experience, everybody I've spoken to has been so supportive and nice and you can generally feel a warmth as you you're talking to people that have your best interest at heart. My favorite part each month is looking at my DMP status and seeing my debts go down, it gives me real motivation to keep going. I encourage anybody that has debts and is worried, to get in contact. It only takes one phone call to change your life. Reviewed on: 1st May 2024

Saved my life and helped both practically and financ...

5
Saved my life and helped both practically and financially Reviewed on: 1st May 2024

I found the staff at stepchange to be helpful & symp...

5
I found the staff at stepchange to be helpful & sympathetic regarding my financial problems. Reviewed on: 1st May 2024

Step Change are fantastic

5
We were in a lot of debt for us, and step change helped us gain control and beat our debts. By the end of this year we will be debt free and we are excited. They have clear open communication and are always there to help. I recommend step change 100% Reviewed on: 1st May 2024

Saved my life...

5
Giving me my life back by listening, very knowledgeable service Reviewed on: 1st May 2024

StepChange has been my financial saviour

5
StepChange has helped me to take control of my debt and this in itself has helped me to manage my anxiety and deal with my mental health challenges. I will forever be grateful for what this charity has done for me. Reviewed on: 1st May 2024

A heavy burden lifted

5
Simply put - I would never have managed to get on top of my debt problem without the assistance StepChange have given me. I think I begun my debt management plan 4 years ago; at the time I could barely manage to make the minimum payments, but as I write this I am ~3 months from being entirely debt-free. Reviewed on: 1st May 2024

Excellent service

5
Stepchange have really helped me dig my way out of a debt that was spiralling out of control. Worked out how much I could afford to pay each month and dealt with all my creditors for me. It's taken a few years, but I now have 6 months and counting until I am debt free and I cannot wait! Reviewed on: 1st May 2024

Excellent, service.

5
Excellent, service. I would recommend to anyone struggling to manage their debts, just wish I had done it sooner. Reviewed on: 1st May 2024