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StepChange: Debt advice reviews

4.92
Based on 18,655 reviews, last reviewed 1st Jul 2026
188850% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Reliable institution Reliable institution that supports the client with the most update information and gives a great help with the finantial problems Reviewed on: 1st July 2026
Jose M's avatar
Jose M

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18656)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Light ant the end of the tunnel

5
I was in a bad place with debt, StepChange completely changed my life, they were so understanding and helpful, they helped me see the light at the end of a very dark tunnel Reviewed on: 5th May 2024

Professional, helpful, reassuring and honest service

5
We fell into difficulties due to changes of employment. We struggled on for some time but reached a point where we were borrowing money from one source to pay another, paying only the minimum on our credit cards and quickly sinking. By contacting Step Change we finally had someone who could help us without judgement. Our payments have become manageable, we can see the light at the end of the tunnel and we have a point of contact to talk to is we have any worries. Reviewed on: 5th May 2024

Great help really helped me out and I feel I'm slowl...

4
Great help really helped me out and I feel I'm slowly getting control Reviewed on: 5th May 2024

StepChange debt management.

5
I approached StepChange about debt management. I was given all the information and advice without pressure or judgement. There was no rush. I went through everything and all questions answered and my fears were laid to rest. After a number of years worrying and talking to some uncaring creditors I found a solution to my stress and debts. Now I can breathe. It doesn’t stop there, I have had concerns in the time I’ve had the plan and they are always there to help time after time. Reviewed on: 5th May 2024

Don't Give up Call Step change.

5
Step change turned my life around thank you. Debit is a real problem and for some people can have bad mental health effects. Don't despair Step change are experts and always have your best interests at heart.. They are also free of charge. Reviewed on: 5th May 2024

Supportive and professional .

5
My most recent experience was when I had to telephone them, due to a slight change in my circumstances, which had affected my debt management plan. They were kind, professional, respectful and caring, they listened with compassion, did not make any judgement and offered me options - giving me their professional advice but still allowing me the choice to make a decision. They were extremely supportive and understanding, I felt much better once I had spoken with them. Reviewed on: 5th May 2024

Debt help

5
Very quick and effective to deal with problems and provide assistance when needed Reviewed on: 5th May 2024

Always available to answer queries, helpful, non-jud...

5
Always available to answer queries, helpful, non-judgemental. Reviewed on: 5th May 2024

Wonderful

5
Wonderful company to help with debts, they take everything into consideration and try and help you sort the debts Reviewed on: 4th May 2024

Amazing service

5
Amazing service who helped beyond words can describe Reviewed on: 4th May 2024

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