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StepChange: Debt advice reviews

4.95
Based on 16,654 reviews, last reviewed 11th May 2026
93250% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

5

Very good experience . Very good experience . Listening ears. Made me feel real comfortable letting me know they’re there to help people like me. I was very depressed and s... Read more Reviewed on: 11th May 2026
Joycelyn's avatar
Joycelyn

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16654)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Stepchange took the stress away in one call.

5
When hubby became very ill, everything went crazy. Stepchange took ALL the stress and worry off of my shoulder in one phone call. Reviewed on: 1st May 2024

Saved my life

5
In a mountain of debt and felt it was the end of the world. They saved my life and marriage. Reviewed on: 1st May 2024

My second chance

5
Before step change I was I'll advised to use another debt company my debit free estimate was thirty five years I was so depressed When I found step change I was debt free in five years I have my life back I am eternally grateful a caring and professional company who listened and helped me Reviewed on: 1st May 2024

I was very ill and didn’t know where or how to start...

4
I was very ill and didn’t know where or how to start managing my debts following inability to work due to my health issues. Step-change team encouraged and put me at ease with an affordable debt plan. Reviewed on: 1st May 2024

I was at my wits end and was panicking till step cha...

5
I was at my wits end and was panicking till step change helped me out massively and thanks to them it helped me bring my debts down really good service keep up the good work Reviewed on: 1st May 2024

Help with no judging

5
Got into trouble with money due to less hours. Did a debt plan online. Got it approved and they took it from there. Reviewed on: 1st May 2024

Friendly, knowledgeable and helpful

5
Friendly, knowledgeable and helpful throughout. Great guidance and I now feel in control of my finances Reviewed on: 1st May 2024

Very professional, never judge and always protected me.

5
Very professional, never judge and always protected me. Reviewed on: 1st May 2024

Stepchange really helped me pay my debts when I thou...

5
Stepchange really helped me pay my debts when I thought there was no way out. Reviewed on: 1st May 2024

Stepchange seriously changed my life

5
I was in financial crisis and it was affecting my mental health. Couldnt sleep, couldn't concentrate on anything, hadn't enough money to cover my outgoings, lived in my overdraft, couldn't afford new glasses or dental care. Reviewed on: 1st May 2024