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StepChange: Debt advice reviews

4.95
Based on 16,778 reviews, last reviewed 15th May 2026
99200% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Taking the stress out of money worries Stepchange took all the stress out dealing with my debts I did not know where to start and they dealt with my debtors, hacing financial difficulties i... Read more Reviewed on: 15th May 2026
Alex A's avatar
Alex A

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16778)

Review of the StepChange, Debt advice:

Great, helpfully service

5
Really helpfull and knowledgeable people. The advisor gave me advise and guided me through the whole process to set up my debt management plan. Now, I don't wake up during the night worrying because I know my financial situation getting and my debt is reducing. Reviewed on: 7th June 2025

They have totally changed my life.

5
They have totally changed my life. Before I use to worry about my money problems but now I don’t because Stepchange have took complete control of my creditors and deal with them direct. Their customer service is second to none. Reviewed on: 1st May 2024

Samaritans of the money world

5
Always helpful and they give sound advice for any questions I have asked.Its great just knowing they are there for you,couldn’t have got this far without them. Reviewed on: 1st May 2024

Life Savers ....

5
StepChange stopped me losing our family home and helped me get my finances under control & become debt free which I wouldn't have done without them, team are so helpful & never judge. Reviewed on: 1st May 2024

Life saving!! Ever grateful!!

5
Life saving!! Just when you thought there was no way out, Step Change , did actually make that change happen. Reviewed on: 1st May 2024

Fantastic service.

5
Fantastic service. Great advice and it really helps to feel you are not alone with your financial worries. Very grateful for the support and advice received. Reviewed on: 1st May 2024

There to help without Judging you.

5
We were really on the ropes, I had been made redundant without a chance of finding work at my age, very little money coming in with credit cards, loans and mortgage to pay for. I tried dealing with each creditor individually but couldn't reach a solution until I spoke to Step Change with took the load off me by arranging a debt management solution the process took a little time but now I don't have nagging phone calls, emails, text messages or letters everything is handled through step change. I feel I can relax and breath again. Reviewed on: 1st May 2024

Stepchange were there when my world collapsed around...

5
Stepchange were there when my world collapsed around me, when ill health meant I was no longer able to work. They were kind and supportive and guided me through a terrible time. They continue to guide and support by working with my creditors and managing my DMP. I dread to think where I would be without them. Reviewed on: 1st May 2024

can only recommend

5
Professional & helpful. Great service, can only recommend. Reviewed on: 1st May 2024

No more sleepless nights

5
Non judgemental staff, great regular updates on my debts…. I can see them reducing. Most importantly I am able to sleep at night as I’m no longer worried about my finances and I can now see a day when I’ll be debt free. Reviewed on: 1st May 2024

Understanding, kind and helpful.

5
Understanding, kind and helpful. I've been using step change since 2020 since I lost my job every person I've spoken to from the start has been brilliant no rushing you just a calm caring service Reviewed on: 1st May 2024

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