Smart Money People Logo

StepChange: Debt advice reviews

4.95
Based on 14,715 reviews, last reviewed 31st Dec 2025
67% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I was so stressed wished I had done this years ago m... I was so stressed wished I had done this years ago made my life so simpler and learned to live within my means. Reviewed on: 31st December 2025
Debbie P's avatar
Debbie P

Latest lowest rating:

2

My payments are not aligned with the date required b... My payments are not aligned with the date required by the credit card which cased major attention on my credit rating report Reviewed on: 23rd June 2025
Magda 's avatar
Magda

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (14715)

Review of the StepChange, Debt advice:

Management

5
Very helpful and supportive. Took care of my needs Reviewed on: 29th May 2025

Step change debt management been very helpful since...

4
Step change debt management been very helpful since I started my debt management, and up to date still excellent. Reviewed on: 29th May 2025

Massive support

5
Amazing support from the team for managing my debt. Kept me back on track. Reviewed on: 29th May 2025

Step change helped me in so many ways, I was feelin...

5
Step change helped me in so many ways, I was feeling helpless and never thought I would escape from the situation I was in. Acknowledging I was never going to get out of it until I owned up, when I did it was the best feeling ever. Freeing! Reviewed on: 29th May 2025

Friendly staff, understanding and make you feel at...

5
Friendly staff, understanding and make you feel at ease and not stressed talking about your situation Reviewed on: 29th May 2025

There during a really difficult time

5
Stepchange were there for me during a really difficult time. Life circumstances changed overnight and they helped to take the financial pressure off while I felt with the situation. Reviewed on: 29th May 2025

Can't rate them highly enough!

5
After getting myself overwhelmed with debt and needing to find a way out, I contacted StepChange. I did it all online (you can call or do it all online), and was given sound advice and help i didn't even know was available. They arent pushy, giving you the best advice for your own circumstances, they don't push IVAs like some other companies do if that isn't right for you. And they are easy to contact if you need further help. Would highly recommend these people to anyone struggling with their finances! The light at the end of what feels like a very long, very dark tunnel. Reviewed on: 29th May 2025

The people are so understanding during difficult times,

5
The people are so understanding of these difficult situations we find ourselves in during these difficult times. Reviewed on: 29th May 2025

Could not recommend StepChange more highly

5
We were in a very dark place when financial matters had become overwhelming but within 30 minutes of speaking to the team at StepChange we could see a clear path forward and a massive weight was lifted from our shoulders. Reviewed on: 29th May 2025

Very helpful and kind

5
Well informed staff extremely patient and polite. Every time I spoke to someone they were able to put my mind at ease I wish I knew about the charity earlier to use their help Reviewed on: 29th May 2025

Very helpful in assisting with getting finances in o...

5
Very helpful in assisting with getting finances in order, gives you an easy way to work out your spending. It has made a very stressful situation much less so and without any judgement. Reviewed on: 29th May 2025

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 5.00 from 6 reviews
    StepChange
    View all products