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StepChange: Debt advice reviews

4.92
Based on 18,660 reviews, last reviewed 8th Jul 2026
189050% increase in 5 star reviews
in the past 90 days
1600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

I had a 10. MY CRITIQUE I had a 10.5 hour lower back spinal surgery which made it difficult for me to even sit for a certain length of time. However, this form is so long and... Read more Reviewed on: 8th July 2026
Ernest Obeng's avatar
Ernest Obeng

Latest lowest rating:

1

You can not get in touch over the phone unless it’s... You can not get in touch over the phone unless it’s early morning or you are in luck, meaning it would be time off work to call. When I have got throu... Read more Reviewed on: 22nd June 2026
Co's avatar
Co

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (18660)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

I was not judged or made to feel unable to cope.

5
I was not judged or made to feel unable to cope. I was supported and advised but not persuaded to do anything I did not feel comfortable about. Reviewed on: 2nd May 2024

Worried over debts after marriage breakdown.

5
I was left with a lot of debt after I left my abusive husband. With two teenagers to support, I was left seriously considering how I would ever cope. I can't remember how I came across Stepchange, but they really have been my guardian angel. When I called they were so understanding, listened to me and explained what the process involved. It was easy to work through my income, expenditure and debts and to set a payment that I was able to afford. I've been with them now for nearly nine years, managing my debts on an ongoing review. My smaller debts are satisfied, with a few bigger ones to go. It's great to know that in another three years all those stressful and worrysome debts will be gone. Reviewed on: 2nd May 2024

Stepchange has helped me re-take control of my finan...

5
Stepchange has helped me re-take control of my finances by helping me manage them more efficiently as well as a in more humane manner. Reviewed on: 2nd May 2024

Helped me plan and be realistic regarding my income...

5
Helped me plan and be realistic regarding my income and expenditures. Reviewed on: 2nd May 2024

Making progress

4
Long wait times to speak to people. Felt rushed on occasions and a little judged by a couple of people. I did get the recommendations I was looking for and currently dealing with the situation Reviewed on: 2nd May 2024

Everything is so easy to deal with through stepchange

5
Everything is so easy to deal with through stepchange Reviewed on: 2nd May 2024

I found the advisors most helpful, very understandin...

5
I found the advisors most helpful, very understanding and offered my several different options. Life is so much easier now for me thanks to their help. Reviewed on: 2nd May 2024

Very helpful very understanding I fell ill and they...

5
Very helpful very understanding I fell ill and they helped me a lot Reviewed on: 2nd May 2024

Had a very good experience with StepChange.

5
Had a very good experience with StepChange. I suffer with Generalised Anxeity Disorder, they where very good at taking this into account and helping me work through the process in a way that did not trigger my anxiety. Reviewed on: 2nd May 2024

Step Change helped me immensely.

5
At a time of extreme depression and anxiety, Step Change helped me to sort out my finances and found a solution to my problem. I will be forever grateful for their great service. Thank you Step Change! Reviewed on: 2nd May 2024

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