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StepChange: Debt advice reviews

4.95
Based on 16,773 reviews, last reviewed 15th May 2026
98950% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
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3%
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0%
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0%
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Latest highest rating:

5

Help with debt. Helped to sort out my debt so I could pay an affordable monthly payment. Stress goes down. No longer struggling on my own. Reviewed on: 15th May 2026
Joan's avatar
Joan

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16773)

Review of the StepChange, Debt advice:

I was a nervous wreck with debts piling up after bei...

5
I was a nervous wreck with debts piling up after being made redundant. Stepchange was recommended by a family member and it was the best thing I ever did. They talked me through everything and set up a manageable payment scheme. Reviewed on: 19th May 2024

Customer service was excellent.

5
Customer service was excellent. They understood my problem and I was not left feeling stupid for getting into this situation. Reviewed on: 1st May 2024

From first conversation

5
From first conversation with them they have been so understanding and made everything so easy to manage my debt Reviewed on: 1st May 2024

Fantastic service, fully understanding

5
I call as I was in a complete mess, due to trying to survive the cost of living crisis I had got into 6000 pounds debt and was sinking. Stepchange change that for me. It was a fantastic day when I called them, life changing and not made to feel like I had failed. 3.3 years and I will be debts free. Reviewed on: 1st May 2024

Help get in control and worry less

5
It's a good service, the fact you can do it all online is great if your nervous about talking to someone. But you can also phone and talk to a human too. I've now been in my DMP for over a year and pay it once a month without worrying about my debts. I even tell my patients about this service through my job role as I support people who could be in debt and suffering from financial hardship. Reviewed on: 1st May 2024

Everything is easy to set up with step change and if...

5
Everything is easy to set up with step change and if you continue to make payments then there’s very little to worry about Reviewed on: 1st May 2024

Absolutely wonderful people.

5
Absolutely wonderful people.Helpful and treat you with respect, no judgement just help Reviewed on: 1st May 2024

Not only Step Change helped me every step of the way

5
Not only Step Change helped me they make sure to send help and information via emails Reviewed on: 1st May 2024

Excellent

5
Excellent, helped me with my debt management, and further service queries Reviewed on: 1st May 2024

Excellant company

5
Professional, friendly and knowledgable Reviewed on: 1st May 2024

My problems were very quickly sorted.

5
My problems were very quickly sorted. Very pleased with service Reviewed on: 1st May 2024