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StepChange: Debt advice reviews

4.95
Based on 16,757 reviews, last reviewed 14th May 2026
98150% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
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Latest highest rating:

4

Very good although app can be awkward Very good although app can be awkward Reviewed on: 14th May 2026
Paul's avatar
Paul

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16757)

Review of the StepChange, Debt advice:

Steps to mindful financial management

4
Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Extremely helpful

5
Extremely helpful, non judgemental and always on gand to help answer any questions, I wish I found them earlier Reviewed on: 25th July 2023

Stepchange Debt Advice

5
Stepchange have been extremely helpful, patient and understanding with my debt issues Reviewed on: 25th July 2023

excellent service

5
I got into a little bit of a problem with my credit cards and I approached Stepchange and they got me the right solution of a debt management plan, I can now rest easy knowing that bailiffs wont be knocking on my door. I would highly recomend Stepchange to anybody, dont be scared its easy. Reviewed on: 25th July 2023

Stepchange

5
Brilliant service really helpful to help clear all my debts. Easy to use, online, really helpful would recommend it to anybody. Reviewed on: 24th July 2023

Amazing!

5
Step Change have helped me by setting up a debt management plan to get back in control of my finances. Everyone I have spoken to have been amazing! I was put at ease and exerything was explained to me. Thank you step change! Reviewed on: 24th July 2023

Lifeline

5
I ended up in debt and heavy borrowing due to my wife’s mental illness. The stress was affecting every part of my life. I contacted Stepchange and they basically threw me a lifeline. They organised my repayments and froze any action from my creditors. I have been able to control the budget in regards to every day life and also the repayments. Everything is online and communicating with Stepchange is brilliant. I have now been with Stepchange for about 6 months and been able to keep my head above water. I have a clear plan and making headway into paying all of my debts off. Thank you to everyone at Stepchange. I must add that every time I called them, there was always a non judgemental person on the other end of the phone and they were very supporting and sympathetic. And I might they wer extremely knowledgeable. Reviewed on: 24th July 2023

Helped with my debts

5
I joined step change last year & they combined all my debts with one monthly payment I managed to do all this online as I struggle to speak to people on the phone I manage to email them with any problems I have it can take sometime to get an email back but still sorts my issue out thank you step change help that is free is amazing they definitely deserve an award Reviewed on: 23rd July 2023

Fantastic

5
This charity has been an absolute life saver. I heard about them on a radio programme and they have just been wonderful in helping me to get back on my feet after a period of deep depression that racked up a lot of debt. Reviewed on: 22nd July 2023

Brilliant!

5
When I found myself with debt problems last year I summed up the courage to speak to my creditors, and more than one company referred me to Step Change debt management company, to help me work out a plan to move forward. When I finally spoke to someone from Step Change they were really empathetic to my problems, and helped me create a budget and monthly payment that would help me to pay my debts, whilst still being able to live. A huge weight was lifted from my shoulders, and I'm really happy that I chose Step Change to help me when I was at a very low point. Reviewed on: 21st July 2023

SENSATIONAL STEPCHANGE

5
Awesomely assistance received from the RAVISHING Representatives of this CHARMING Charity ! Reviewed on: 21st July 2023

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