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StepChange: Debt advice reviews

Name: Debt advice
Rating: 4.95 (16766 reviews)

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4.95

Based on 16,766 reviews, last reviewed 14th May 2026

98600% increase in 5 star reviews

in the past 90 days

900% increase in 1 star reviews

in the past 90 days

97%

Latest highest rating:

5

I was in a deep hole and once I started to set up my... I was in a deep hole and once I started to set up my account with them a could feel a little pressure being lifted off my shoulders Reviewed on: 14th May 2026

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026

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About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

Awards

Company of the year 2025

Awarded to the consumer credit company rated highest in customer reviews.
Best financial support provider 2025

Awarded to the financial support provider rated highest in customer reviews.

StepChange Debt advice reviews (16766)

Review of the StepChange, Debt advice:

Steps to mindful financial management

Step Change provided informative and easily accessible financial management support, at a time when I felt overwhelmed by debt and without any other alternative repayment options. Reviewed on: 9th June 2025

Helpful and supportive

Step change helped me when I was at my lowest point, I’ve had to have time of work due to ill health recently and wasn’t being paid, so got myself into more and more debt, step change came at the right time and were helpful and very supportive. Thank you. Reviewed on: 13th July 2023

Very helpful and easy to set up!

I needed to sort my debts out and after seeing Stepchange on the Martin Lewis website, I got in touch. Very easy system and with it also being a charity, genuinely there to help Reviewed on: 13th July 2023

From start to finish Step Change changed my life.

I was made to feel at ease working out my financial plan and talking me through all the different processes,so I could make informed choices. Reviewed on: 13th July 2023

Peace of mind

Understanding staff very approachable and did feel judged, step change done exactly what they said no false promises and gave me peace of mind Reviewed on: 13th July 2023

A very helpful and professional service

Step Change is a company that's helped me with my debt management and have been a great help from the start. Every person I spoke to throughout the process were polite and understanding; I had my doubts at first but getting help and advice regarding debts has made life a little easier day to day. I would strongly recommend using Step Change if there are any issues with one's debt. Reviewed on: 13th July 2023

Weight of our shoulders

Step change are an understanding company who have helped with our debt problems they don't want to know why it happened but gave us the help and guidance we needed to sort out a plan to get our problems under control and make a monthly payment to satisfy our creditors. First class service can not fault it Thank you Steph change from the bottom of our hearts Reviewed on: 13th July 2023

Helpful, supportive.

I contacted step change because my circumstances changed and I was really struggling to manage everything. I get supported for day 1, helpful and understanding staff made me feel confident and less stressed and anxious. My debt is now manageable and I know it will be paid back. I have phoned and the staff are all amazing. Couldn’t thank them enough. Reviewed on: 13th July 2023

A solution when I thought there wasn't one

Step change offed help when I thought I was in a situation that had no solution. They were extremely helpful, understanding, patient, none judging, and created a solution for my financial car crash I'd found myself in. I am now able to Repay my debts in an affordable manner that was tailored to my needs and removed the stress of debt allowing me to getbon with my life. Reviewed on: 13th July 2023

Life savers

Contacted these guys as my debt was out of control and they have worked with me to help me manage my money and pay what I owe in a manageable way and time frame. Always quick to answer my calls and provide me with a solution and information which makes my life a lot easier than it was and have no worries now. Thanks step change. Reviewed on: 13th July 2023

piece of mind

the help you get gives you piece of mind and stability Reviewed on: 13th July 2023

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