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StepChange: Debt advice reviews

4.95
Based on 16,789 reviews, last reviewed 17th May 2026
99700% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

4

takes the load off and is very straight forward takes the load off and is very straight forward Reviewed on: 17th May 2026
ian 's avatar
ian

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16789)

Review of the StepChange, Debt advice:

The wisest decision we made was to contact Stepchang...

5
The wisest decision we made was to contact Stepchange when things were getting too much. They helped us get the space to breathe again. Reviewed on: 24th May 2025

AMAZING AND HELPFUL

5
StepChange put our minds at ease and we're so helpful. Reviewed on: 13th July 2023

Helpful, understanding, and really helped me

5
When I was struggling I didn't know what to do, until I heard about StepChange, so I contacted them and they were so helpful and asked me some questions to find the best option for me. They suggested a debt management plan to help put all my payments into one monthly payment and now I'm feeling less stressed and it's taken a weight off my shoulders. I can't thank them enough. Reviewed on: 13th July 2023

Saved my life

5
I had never been in a position requiring this service before however due to the cost of living crisis it was becoming unbearable to feel so tight with finances. I reached out to Step Change and they made it as easy a process as possible, none judgmental and understanding in a fully explained manner. Reviewed on: 13th July 2023

Can not express how much they have helped me

5
Step change have literally changed my life, I no longer feel like there is no way out Reviewed on: 13th July 2023

Fresh Start

5
I was struggling with debts for so long that it was eating away all the good things in my life. But it all changed when I decided to speak get help on the StepChange website. All the information was up-to-date, accurate, clear and easy to understand. Setting up a DMP was a breeze because the advisors were incredibly supportive and genuine. Getting a DMP was a fresh start for me and it took all the worries and stress away. I would recommend to anyone going through financial stress to contact StepChange today - they really changed my life for the better. Reviewed on: 13th July 2023

A huge help

5
I'm in alot of debt and was paying a ridiculous amount back per month to each of my creditors. Massively depressed and was barely getting by however my manager recommended Step Change to me and they have reduced my monthly payments down to a 3rd of what I was paying giving me the ability to live within my means and pay back my creditors. Any issues their customer service team are very friendly, very helpful and quick to aid you. 120% would recommend them if your facing financial difficulties. Thank you team Step Change. Reviewed on: 13th July 2023

Non judgemental

5
The staff were so non judgemental I felt so ashamed and they helped me make a plan and let me see a future. This service has literally saved my life I wish I had done this year's ago. Reviewed on: 13th July 2023

amazing

5
helped me get in control of finances and now im able to budget my money and has taken the pressure off me. finally able to get in control of my finances Reviewed on: 13th July 2023

Brilliant Service

5
Can comment step change enough for the care, commitment and altogether professionalism on the way they have supported me in a very difficult time in my life. Ongoing continued help and support with regular updates. Always a friendly voice at the end of the phone. Reviewed on: 13th July 2023

Fantastic

5
Great company they have helped me alot to sort things out. Very friendly service and great advice from them.. Reviewed on: 13th July 2023