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StepChange: Debt advice reviews

4.95
Based on 16,798 reviews, last reviewed 18th May 2026
100150% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
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Latest highest rating:

5

Non judgemental, easy to talk to Non judgemental, easy to talk to, I didnt have to feel ashamed anymore, just the facts and the solutions. Emails take a while to be replied to but the... Read more Reviewed on: 18th May 2026
Sophie K's avatar
Sophie K

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16798)

Review of the StepChange, Debt advice:

I turned to step change in 2020 my marriage had bro...

5
I turned to step change in 2020 my marriage had broken down , and I was left with a lot of debts so I owed about 16000, at the time, iv been able to put all my debts as one payment, so far iv payed just over 6,000 pounds in the last 5 years I'm glad I did turn to step change, they have helped me sort out my debts and now iv been able to sleep at night Reviewed on: 24th May 2025

Easy straight forward application

5
The team were very helpful and kind and understanding, gave me all the options on what was best for me going forward. The whole process took less than 2 weeks to set up my DMP Reviewed on: 7th July 2023

Dont know where i would be without them

5
I had the best help i could get. Little stressful at first but they got me through it cant thank them enough. Reviewed on: 7th July 2023

Life changing

5
When I separated from my partner I was left with nothing and all of our credit card debt. I was drowning in letters for payments I couldn’t afford. Step change really changed my life by contacting all my creditors to help me make manageable monthly payments. I can’t thank them enough for what they did for me. Reviewed on: 7th July 2023

Brilliant

5
Stepchange has changed my life for the better. The staff has been fantastic. If people are suffering with debt I really recommend speaking to Stepchange. They will help Reviewed on: 7th July 2023

Support, advice and solutions

5
The service I’ve experienced with Stepchange has made an incredibly stressful and anxious time far bearable. Reassuring advice, to help you find the right solution, and realise there always is a solution. They also take away any embarrassment or shame by handling communication with debtors and payment admin. I would highly recommend them. Reviewed on: 7th July 2023

Life savers

5
Amazing people helped me pull myself from a dark place , carrying the burden of debt , they helped me feel free again and in control of my life Reviewed on: 7th July 2023

Life Changing.

5
Helped me get back on track with my finances. Took away the letters, phone calls and sleepless nights. Thank you Step Change Reviewed on: 7th July 2023

Life savers

5
I was left in a very big mess and facing bankruptcy. Due to a cryptocurrency scam. Step Change gave me good advice and I took action with a debt management plan. Which helped me out hugely. I can now start to rebuild my life again.Thsnks to Step Changes help. Reviewed on: 7th July 2023

Best decision I made

5
After struggling for so long I decided to contact stepchange for help and I’m so glad I did, I’ve never felt so relaxed and relieved that all of my debts are now in just one payment. They were so helpful and non judgemental I felt such at ease when speaking to them. 100% the best decision that I ever made. Reviewed on: 7th July 2023

Amazing caring sensitive

5
The people I spoke to and are working with have been so sensitive to my needs and understanding they have been so on the ball with my situation Reviewed on: 7th July 2023