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Suffolk Building Society, formerly Ipswich Building Society: Mortgages reviews

Name: Mortgages
Rating: 4.62 (116 reviews)

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4.58

Based on 116 reviews, last reviewed 9th Oct 2025

56% decrease in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

85%

Latest highest rating:

5

A trusted partner - On hand to answer your call Over the past 4 months whilst we have been searching for a property to purchase, Ethan and the team have been supportive throughout, updating the Deci... Read more Reviewed on: 9th October 2025

Latest lowest rating:

1

If they had a zero stars If they had a zero stars, I would happily award it to Suffolk Building Society I’ve been a customer of Suffolk for a number of years and was recently... Read more Reviewed on: 10th September 2025

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About this product

Buying a home is an exciting time in anyone’s life, but finding the right mortgage product can be daunting. We collect Suffolk Building Society mortgage reviews to help you make an informed decision when choosing a mortgage lender.

Suffolk Building Society is an independent mutual building society, offering a range of mortgage products. Always be confident with the terms, conditions and interest rates of a product. Consult the lender or an independent advisor if you need help understanding your options.

If you’re considering a mortgage with Suffolk Building Society, check out the reviews on Smart Money People. Read genuine experiences to gain valuable insight into the lender. Find out which mortgage products customers have taken out and how satisfied they have been throughout the term. Learn more about Suffolk Building Society’s customer service and the benefits you can receive as a member. All of this and more can be found in our Suffolk Building Society mortgage reviews.

Did Suffolk Building Society help you purchase your dream home? Share your experience with others by writing an honest Suffolk Building Society mortgage review. Tell us about the application process: did the Society support you throughout it? Did you find the application easy to understand? Has the Society kept you up to date with any important mortgage news or changes? Would you recommend Suffolk Building Society to family and friends? Write a review today. Together, we can help people like you make better financial decisions.

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Suffolk Building Society, formerly Ipswich Building Society Mortgages reviews (116)

Beware false promises from this lender!

We were pre-approved for a loan, which was a 35% loan to value purchase. With our large down payment and small loan we felt comfortable making an offer on a home we liked and expected a fairly simple closing process. Then we were told the parameters of our loan had changed despite already being pre-approved. We agreed to the change, though it put a bit of strain on us. Now, we believed we could proceed, but after foot dragging by the lender, once again they changed the terms, and once again we reluctantly found a way to make it work. And then, after all our capitulations, we found out that our loan was denied on a technicality we had never been made aware of. So we have a contract with no lending secured after weeks thinking that approval was already somewhat assured. We feel deceived and cheated out of precious time which might result in us losing our contract on our purchase and out the fees we incurred from this lender and our solicitors. Reviewed on: 12th August 2024

Reply from Suffolk Building Society, formerly Ipswich Building Society Hi Valerie, we are sorry that our services have not met your expectations. Please can you get in touch with us on [email protected] or 0330 123 0723 so we can discuss the matter further with you. Response date: 19th August 2024

Excellent and Prompt Response and Advice

Just to quickly pass on my thanks to Joe Gregory, who not only sought me out overseas by phone based on a a number of queries I had had with my re-mortgaging options, but did so very promptly indeed. He provided clear advise and reassurance as to where I am and in terms of options to consider. Thanks. Reviewed on: 11th August 2024

Reply from Suffolk Building Society, formerly Ipswich Building Society Dear Kurt, thank you very much for your kind words about the service Joe and the team offered you. We're always very appreciative of feedback. We passed your words on to Joe! Many thanks Response date: 19th August 2024

Excellent customer service from maria

Maria provided excellent customer service and help me through switching my product Reviewed on: 6th August 2024

Reply from Suffolk Building Society, formerly Ipswich Building Society You’re too kind, SF! It’s lovely to hear when things go so well. We hope to repeat the experience again soon. Response date: 7th August 2024

Joe was very professional.

Joe was very professional. He was very patient to answer all my questions and explain the various options available to me. He promised to check the availability of mortgage advisers and call me back and he called back quickly with the information I needed for the appointment. Great customer service! Reviewed on: 6th August 2024

joe the adviser was very compassionate and looked at...

joe the adviser was very compassionate and looked at various options for me,he even spoke to his manager for further advice.at this time i was not able to proceed but felt listened to and the explanations were clear and concise Reviewed on: 11th July 2024

Outstanding service with our mortgage application.

We have dealt with Stephen and Ethan over the last few weeks and have found their service to be outstanding. They are very helpful and friendly, while remaining professional at all times. They have always ensured our understanding of the mortgage procedure and been timely and accurate with the process. We feel that we are in safe hands with them. Reviewed on: 5th July 2024

Excellent communication by email, by post and phone

Excellent communication by email, by post and on the phone. It is possible to get through to a 'real;' person who can answer all my queries and can guide me through online documents. Very helpful and patient -as i am hard of hearing Reviewed on: 24th June 2024

Reply from Suffolk Building Society, formerly Ipswich Building Society Thanks Margaret - that’s so nice to read! As we all have our own individual circumstances, it’s great to see you’ve had a positive experience with us. If phone calls are difficult to hear, an app called Relay UK may make it a bit easier. You can google it and take a look, or get in touch with us and we'll walk you through it. Response date: 25th June 2024

Happy to Recommend

Lovely polite lady, no pressing buttons or ghastly music, and she was easily understood, exceedingly knowledgeable and quickly put me at ease, as I was anxious over my fix ending, and the likely increased cost I was facing Reviewed on: 18th June 2024

Mortgage Product Swap

I have always had good customer service when ringing and this morning was no exception. I spoke to Maria Giusti, who answered all my questions thoroughly, seeking information if she didnt know the answer. She was friendly and professional and gave me a very positive experience! What a credit to your staff! Reviewed on: 10th June 2024

Excellent, with exemplary staff. Highly recommended

We were blessed to find Suffolk Building Society in 2016, when it was still Ipswich Building Society. They had an article in the press about helping ‘Mortgage Misfits’ - which is what we were. We were in our 60s, our Interest only Mortgage deal had come to an end & our lender would no longer lend to us, despite having had a mortgage with them for 15 years, never having had arrears, or asking for a payment holiday. We felt it was definitely because of our age. The moment I called Suffolk, I knew I had found my lender. They were prepared to lend until beyond retirement age, had some excellent rates and deals - & we have never looked back. You can pay off up to 50% of the mortgage during its deal period. We opt for 2 year fixed deals and have managed to reduce our Mortgage consistently, since being with Suffolk. The staff are always ultra helpful and professional, and we cannot recommend them highly enough. We have recommended them to many friends & colleagues, who are all equally delighted with the outstanding customer service given. We would NEVER go to any other lender now. Recently, we have applied for additional borrowing, and after an initial enquiry, arranged an appointment with Ethan Whight, a Mortgage Advisor, to call me to discuss. He is an excellent Mortgage advisor, professional, efficient, patient and understanding. He has an excellent manner, and clearly explained the process to me, and next steps. Ethan is an asset to Suffolk Building Society, and we're sure he'll go far within the company with his excellent attitude and skills. It was a pleasure to do business with him. We’re very grateful to him for his help, and knowledge. We cannot praise him, and all his colleagues who have helped us over the years, highly enough. Suffolk Building Society, and its staff, are exemplary. Ethan personifies the values of the company and deserves every success. Many thanks. Reviewed on: 5th June 2024

Reply from Suffolk Building Society, formerly Ipswich Building Society Dear Sue, thank you so much for your incredibly kind words about our member experience! Would you mind emailing [email protected] as we'd like to ask your permission to share this review. Thanks again, we're thrilled that you are such a great brand ambassador. Response date: 6th June 2024

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