Smart Money People Logo

Swinton Insurance: Car Insurance reviews

2.42
Based on 112 reviews, last reviewed 17th Mar 2025
No new 5 star reviews
in the past 90 days
200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
31%
See only 4 star reviews
12%
See only 3 star reviews
5%
See only 2 star reviews
6%
See only 1 star reviews
46%

Latest highest rating:

5

Great experience with Swindon when sorting out my ca... Great experience with Swindon when sorting out my car insurance. They requested additional information and I was kept updated on the whole process. Th... Read more Reviewed on: 24th August 2024
Kate M Jones's avatar
Kate M Jones

Latest lowest rating:

1

Con Artists - avoid at all costs! I cancelled my policy within a couple of hours after being told I was going to be charged an extra £200 for cover and was charged a £45 'service fee' ... Read more Reviewed on: 17th March 2025
Tally B's avatar
Tally B

About this product

We collect Swinton car insurance reviews to give you insight into what you can expect as a Swinton Insurance policyholder.

Swinton was founded in 1957 and by 1987 had 220 branches nationwide. Swinton now offers a variety of motor insurance policies, with all comprehensive policies including a promise of market value payouts.

We all prioritise different things from a car insurance policy, so check customer reviews first to see if a company can meet your
...

Review Swinton Insurance: Car Insurance now

Help others make smarter decisions by sharing your own experience. Write a review

Swinton Insurance Car Insurance reviews (112)

Total rip-off

1
Went with this company for my car insurance as their quote was the lowest on Compare the Market. Unfortunately after signing up and paying, and with the insurance already in place, they emailed to say there was "something they needed to check" so we had to call them. They then proceeded to tell us that there was an "at fault" claim for one of the named drivers back in 2019, which was a total lie as the driver never made such claim and their current policy clearly shows 5 years n... Reviewed on: 16th October 2023

Steep increase at renewal

1
I cannot understand why I am being asked to pay a 40% increase without any claims and no change in my policy. Daylight robbery!! Reviewed on: 1st September 2023

Diabolical, avoid at all costs. Rip off

1
Cancelled insurance due to selling car. 1 hour on phone on top of the nearly 2 hours the day before. Extortionate fees for leaving, I spoke to numerous advisors and the amount I would have to pay to cancel kept changing depending on who I spoke to. Sadly the advisors did not have a clue and thought it strange that I would like to know how they worked out what I was due back. I think I may have developed a stomach ulcer through sheer frustration. Please avoid and don't be fooled... Reviewed on: 24th August 2023

Poor and confusing communication

3
Processing a claim has been stressful, confusing and no communication or updates from Swinton. Having to 'chase things up' all throughout the claim. Reviewed on: 23rd August 2023

Piece of Mind

5
Complete coverage at a reasonable price. Reviewed on: 23rd August 2023

rip off

1
i went through close brothers who swinton are part of ,i was quoted one premium and monthly payment when i "signed" the agreement which looks dodgy as hell when i looked at it and the monthly price had doubled!!!!! I spent the best part of nearly an hour trying to cancel it and all i got from the overseas call centre was we need to go through data protection(which they dont)one even said my name but said i cant tell you anything about it unless we go through "data protection???"... Reviewed on: 11th August 2023

Car accident

1
My wife had an accident on the 26 th July,after numerous phone calls to numerous companies,Swinton doesn’t sort it for you?? 15 days with no courtesy car,15 days and no further forward,this company is making us ill,avoid at all costs, looking more and more like a scam! Reviewed on: 11th August 2023

Inept agents.

1
Got an online quote for £604.47 Unable to except my new car registration and advised to call. On the phone for 55 mins reiterated all the same information that I filled out online with the slowest agent only to be told the quote was upped to £1005.00. Unbelievable waste time and false quote given online. Within 5 mins with another company had insurance sorted. Don't waste time and energy on Swinton. Reviewed on: 1st August 2023

Avoid these rip off merchants

1
500% increase in premium after a non fault accident Despite having an open admission of liability these jokers say this still means the accident was my fault Reviewed on: 28th July 2023

Charged for early withdrawal for car insurance.

1
Connected Swinton for car insurance and were assured their quote was the lowest possible. A friend asked us what we were paying then promptly organised a quote appropimately half that price online (and a list of at least ten others all substantially lower). Withdrew from Swinton's during the cooling off period and were charged £25 admin fee - not mentioned when we signed up. Something of a win, win for them. Reviewed on: 25th July 2023

Do you have a different Swinton Insurance product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review
Are you a business? Get insights, reply to reviews, invite customers and understand their needs

There's still more to see!

Swinton Insurance has a range of products available. Check the ratings of each product to find the right one for you. View all products