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Tembo Money: Lifetime ISA reviews

Name: Lifetime ISA
Rating: 4.91 (1947 reviews)

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4.91

Based on 1,947 reviews, last reviewed 8th Feb 2026

124300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

92%

1 star

Latest highest rating:

5

Great for saving for my first home. Great for saving for my first home. Very useful news updates by email, app is very functional and easy to use (e.g., view my savings and government bo... Read more Reviewed on: 8th February 2026

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026

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About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1947)

Review of the Tembo Money, Lifetime ISA:

Tembo is the only place I would ever get a LISA - th...

Tembo is the only place I would ever get a LISA - the perfect account and business Reviewed on: 1st February 2025

I think I get it

I have always struggled with knowing where exactly to put my money for the future. Screaming through my 20s, I didn't know exactly how to "save up" for myself, let alone for a mortgage. With Tembo, it was extremely simple for both me and my partner. The bonuses they provide and simple layout make understanding how to save up for a mortgage a doddle. Reviewed on: 4th February 2026

Tembo is great!

I’ve had a great experience with customer service when needed. I find the app so simple to use and have been able to save so well in preparation for buying my first home. Everything is so simple and clear and the team really do want everyone to succeed in their savings Reviewed on: 4th February 2026

Easy, no-nonsense LISA setup

My LISA was simple to set up, with regular in-app updates and plenty of helpful support articles to peruse. The app UI can be a bit unresponsive & unintuitive though. Reviewed on: 4th February 2026

Easy access and good support if needed whilst also k...

Easy access and good support if needed whilst also keeping a consistent channel of communication. Reviewed on: 4th February 2026

all gucci to br honest, no problems

all gucci to br honest, no problems Reviewed on: 4th February 2026

Easy to use, lovely app, and has helped me feel more...

Easy to use, lovely app, and has helped me feel more in control of my finances and savings. Reviewed on: 4th February 2026

Plenty of reasons to like Tembo

I've been a tembo user since I signed up as an android tester for their app. I've been steadily saving since then and I've loved seeing all the new features appear - the help articles alone were great but there's so much more alongside them now! I've never had an issue with the app or service and after my partner and I purchase our first home I'll be back to carry on building up my savings with tembo Reviewed on: 4th February 2026

Highly recommend Tembo

App is very easy to use and everything is laid out clearly. Also received regular updates which improve fractures. Plus excellent rate on lifetime isa Reviewed on: 4th February 2026

Supported as a First Time Buyer

I signed up with Tembo as a first time buyer, looking for a service which was tailored for helping me to buy, and specifically wanting to do this outside of my main Banking service, as of that the money was accessible, but away from my poor money-managing self. With the ability to set up automatic deposits, track amounts in other savings accounts, and then get a mortgage and principle and advice through one simple app, it has been fantastic in helping me to save and I hope to be in my own home, as a single owner first time buyer, in the next 6 months Reviewed on: 4th February 2026

Amazing interest rates with a lovely layout

It is a wonderful bank with a clear layout and great interest rates! I’ve recommended it to loads of people and got my cousin to join through the referral!! I’ve gained amount I would’ve never thought possible through the high interest rates, and it helps me keep on top of how much I have as a student. Reviewed on: 4th February 2026

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