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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,992 reviews, last reviewed 3rd Mar 2026
128500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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1 star
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Latest highest rating:

5

Tembo LISA I have been saving with Tembo using their lifetime ISA. It was easy to set up and the app is easy to use. I like that it sends you notifications when ... Read more Reviewed on: 3rd March 2026
Daisy 's avatar
Daisy

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1992)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Tembo User Interface Great!

5
Opened a lifetime cash isa with Tembo. Nice app and enjoy the newsletter updates. Reviewed on: 4th February 2026

It’s been very positive.

5
It’s been very positive. Especially customer service. Many a time they have put me through and I have learned more about mortgage. Reviewed on: 4th February 2026

Tembo has it all and does it all.

5
Tembo has it all and does it all. The app is great for tracking your goal of buying a house and finding average prices in your area. They run webinars to understand the lead up and process of buying a house. They even have their own mortgage advisers who are free to use! Reviewed on: 4th February 2026

My experience has been perfect

5
My experience cannot be faulted. I initially chose to use Tembo for my lifetime ISA based on them providing the highest interest rate, hence helping my deposit grow the fastest. However, my positive experience is now focussed on the in app experience. For example, user friendly tracking processes that help me gauge when I will have enough of a deposit for my desired property value. I am yet to have an issue with the app so I have had no reason to use the customer services, which can only be viewed as positive. I recommend Tembo to all of my younger family and family friends in preparation for when they turn 18 and start to use a LISA. Reviewed on: 4th February 2026

A super easy savings account with a great App to hel...

5
A super easy savings account with a great App to help keep you on track. Reviewed on: 4th February 2026

Easy to use, and great to save with

5
Easy to use, and great to save with Reviewed on: 4th February 2026

Tembo Money Bank has been a great experience

5
Tembo Money Bank has been a great experience to use. The platform is clear, easy to navigate, and the information is laid out in a very concise and understandable way. Everything feels straightforward and transparent, making it a reliable and user-friendly platform overall. Reviewed on: 4th February 2026

The best :)

5
Easy to use, good interest rate, very useful information page for first time buyers and great tools for mortgage prices Reviewed on: 4th February 2026

Great and easy

5
Really easy to use and simple, monthly interest Reviewed on: 4th February 2026

A great product.

5
Both myself and my husband currently use Tembo’s LISA and have found it easy to use and the competitive interest has been great. I have recommended the Tembo LISA to others as well and will continue to do so. Reviewed on: 4th February 2026

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