Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.90
Based on 3,111 reviews, last reviewed 15th Mar 2026
228500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

It has been helpful and inspiring. It has been helpful and inspiring. We have been able to save effectively for a deposit towards a mortgage. Reviewed on: 15th March 2026
Alfie P's avatar
Alfie P

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3111)

Review of the Tembo Money, Lifetime ISA:

Excellent, ever-improving company

5
Excellent, ever-improving company Reviewed on: 25th January 2025

It’s was easy to use .

5
It’s was easy to use ,and also give more space to save Reviewed on: 3rd February 2026

Never had any issues and I like their detailed analy...

5
Never had any issues and I like their detailed analysis Reviewed on: 3rd February 2026

So easy!

5
Excellent - the app is so easy to use Reviewed on: 3rd February 2026

I would highly recommend Tembo

5
Tembo are always very responsive if I have a query and I love that everything can be accessed through an easy to use app. Not to mention their market leading interest rate and their very useful and informative blog post and financial updates ensuring customers are on top of any finance news. Reviewed on: 3rd February 2026

Great service, app is very clear and intuitive, can’...

5
Great service, app is very clear and intuitive, can’t fault them. Reviewed on: 3rd February 2026

Incredibly helpful and clear

5
Everything from setting up an account to getting mortgage advise has been incredibly easy and any questions we have has during the process have been answered quickly and clearly, I would absolutely recommend their service especially as I had little to no understanding of how saving for a mortgage worked when I first opened my account and have had no struggles with them Reviewed on: 3rd February 2026

Effective and quality savers bonuses

5
App is very easy to use and the bonuses on offer are quality. Plus, Tembo offer lots of information and updates about economic policy and how that effects savers as well as discounts for buying your first house via their service. Reviewed on: 3rd February 2026

Good experience, If been recommended also to my frie...

5
Good experience, If been recommended also to my friends Reviewed on: 3rd February 2026

Tembo is a modern and robust solution!

5
Tembo is a modern and robust solution that is helping me save for my first home, providing clear and no-nonsense information about rates and account types. The updates on future government legislation surrounding the services they offer are informative and helpful. Reviewed on: 3rd February 2026

Fantastic

5
Great bank, love it! Brilliant experience from the start and the interest rate has been a lot higher than its competitors. The customer service is fast and polite. I would 100% recommend the services tembo provide especially for those looking to jump onto the property ladder. The app is also very simple and easy to use! Thank you tembo Reviewed on: 3rd February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products