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Tembo Money: Lifetime ISA reviews

4.90
Based on 3,115 reviews, last reviewed 17th Mar 2026
228800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
91%
See only 4 star reviews
8%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

overall happy I have never used the customer service, the app interface is good, the interest rates are good. Reviewed on: 17th March 2026
OllyG's avatar
OllyG

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (3115)

Review of the Tembo Money, Lifetime ISA:

Best rates

5
Best rates and helps the other ISA is easy access. Reviewed on: 24th January 2025

Quick and easy

5
Lifetime ISA, easy to set up and excellent rates Reviewed on: 3rd February 2026

I have been with tembo for almost a year.

5
I have been with tembo for almost a year. It is an easy use app. Any one can use it. They provide updates on the changes with interest and when there are any uncertainties regarding ISA. They also provide free mortgage advise. In simple words it is just great!! Reviewed on: 3rd February 2026

Great bank, good rates, good customer service.

5
Great bank, good rates, good customer service. Reviewed on: 3rd February 2026

A great bank!

5
A great bank! Really helpful and supportive Reviewed on: 3rd February 2026

Great app

5
Great app, great interest rate, great support. Reviewed on: 3rd February 2026

With the LISA in general, I would only recommend thi...

5
With the LISA in general, I would only recommend this to first time buyers who are looking to buy outside of London. I feel kind of trapped because of the withdrawal fee and not being able to find a 2 bed in London for under £450k in the areas that I'm looking for. Nor will I likely ever have enough money to afford a house in general, but I appreciate Tembi having a reasonable interest rate that will at minimum, help me have a decent extra retirement fund for when the time comes if I never end up having a sufficient size deposit Reviewed on: 3rd February 2026

Engaging and responsive

5
The team have always communicated well and they have great initiatives to keep customers engaged. Reviewed on: 3rd February 2026

Such a great company who put their customers at the...

5
Such a great company who put their customers at the hearts of what they do providing great service and easy and accessible content Reviewed on: 3rd February 2026

Great app and insights

5
Great app with very user friendly UI and great insights and guides Reviewed on: 3rd February 2026

Competitive rate

5
I switched my lifetime ISA from another provider, as I wasn't satisfied with the customer service and rate I was receiving there. Reviewed on: 3rd February 2026

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