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Tembo Money: Lifetime ISA reviews

4.91
Based on 1,987 reviews, last reviewed 21st Feb 2026
128000% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
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7%
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1%
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0%
1 star
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0%

Latest highest rating:

5

Easy to open and use the LISA. Easy to open and use the LISA. Good interest rate. The app is also easy to use and understand! Reviewed on: 21st February 2026
Amy C's avatar
Amy C

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1987)

Review of the Tembo Money, Lifetime ISA:

Interesting interest rates!

5
I moved my lifetime ISA to Tembo & haven’t looked back, they’ve increased the Lifetime ISA interest rate 3 times in a row when other providers have decreased theirs…not much wonder they are the Lifetime ISA the market leader! Reviewed on: 21st January 2025

Positive experience

5
They offer a fantastic rate for their LISA, very competitive against the market. It was easy to transfer funds to them and their app allows me to keep an eye on my status easily and conveniently. They provide some useful webinars and newsletters to keep you abreast of the housing market. Reviewed on: 7th February 2026

Their app is very well laid out

5
Their app is very helpful and is good for keeping track of my LISA Reviewed on: 7th February 2026

Got a lifetime ISA with Tembo

5
Got a lifetime ISA with Tembo, they made the process very clear to set up and provided competitive rates. The tracking for your wanted mortgage is a great feature to keep you on track. The app is well designed, easy to use and super handy. Reviewed on: 7th February 2026

Tembo ISA

5
I have a had a lifetime ISA with Tembo for around two years now. The rates they have at the minute are very good and keep me wanting to stay with them. Whenever I add my money into my account, it shows me exactly how long it will take to reach my specific goal for my house buying journey. Reviewed on: 6th February 2026

The app is super useful and easy to navigate it...

5
The app is super useful and easy to navigate it Reviewed on: 6th February 2026

Easy to open and recommended to my partner for openi...

5
Easy to open and recommended to my partner for opening our LISA to buy our first home. Happy with all the support options for buying a home, and will explore this more closer to that time. Reviewed on: 6th February 2026

Must invest with Tembo

5
Good interest rate! Easy to use App!! What else do you need to start investing money. Reviewed on: 6th February 2026

Very easy to set up and nice interface.

4
Very easy to set up and nice interface. Reviewed on: 6th February 2026

I’ve had a great experience and the communication ha...

5
I’ve had a great experience and the communication has been strong. They have kept me up to date with any updates to my account. Additionally I have found the application very intuitive and easy to use and much is great Reviewed on: 6th February 2026

A must download app

5
I honestly can’t fault the Tembo app for managing my Lifetime ISA. It’s incredibly easy to use, well designed, and explains everything clearly, which is perfect if you’re a first-time buyer. The app makes saving feel achievable and far less overwhelming. It’s helped me feel more confident about my finances and future home plans. Highly recommend! Reviewed on: 6th February 2026

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