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Tembo Money: Lifetime ISA reviews

4.92
Based on 1,542 reviews, last reviewed 3rd Feb 2026
88300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
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6%
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1%
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0%
1 star
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Latest highest rating:

5

Really easy and straight forward Really easy and straight forward to open an account and the extra 25% bonus is amazing. Also gives good mortgage advice for future planning and workin... Read more Reviewed on: 3rd February 2026
Alice F's avatar
Alice F

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1542)

Review of the Tembo Money, Lifetime ISA:

Amazing!

5
Amazing!! That’s all I can say!! Reviewed on: 30th January 2025

I use tembo for my LISA and it good for tracking and...

3
I use tembo for my LISA and it good for tracking and staying informed they als provide other information surrounding changes to my isa and other isa and savings which is good to keep customers informed and upto date Reviewed on: 3rd February 2026

Exactly what you want

5
Amazing paying back at a great rate. Simple and easy. Reviewed on: 3rd February 2026

Mixed customer service - but, overall, a lot to praise

4
I have found the customer service to be mixed - sometimes outstanding (e.g. a technical expert replying promptly to an issue with the app), sometimes very poor (e.g. being given inaccurate information which affected my financial choices, taking months to respond to complaints). I have noticed inaccurate information being given in webinars. However, the majority of staff seem to be expert and very personable, helpful and genuine. Reviewed on: 3rd February 2026

Highly recommend Tembo!

5
Tembo is a great bank with good customer service, they regularly have great offers and a really accessible app Reviewed on: 3rd February 2026

Unique, Convenient and Accessible.

5
Tembo created a unique experience that allows me to view my savings and money in a convenient and accessible way. The Cash ISA is perfect for creating an account that allows me to get a very good interest rate, while saving for a home in My Lifetime Cash ISA. Would thoroughly recommend. Reviewed on: 3rd February 2026

Smooth like Tembo

5
I moved from Moneybox with my LISA. The mobile app experience in comparison and clarity of information was incredibly helpful for my needs Reviewed on: 3rd February 2026

No issues with opening a cash ISA or Lifetime ISA so...

5
No issues with opening a cash ISA or Lifetime ISA so it’s been a breeze using Tembo. Reviewed on: 3rd February 2026

Easy to use and the best interest rates

5
Easy to use and the best interest rates Reviewed on: 3rd February 2026

I’ve had a great experience with Tembo!

5
I’ve had a great experience with Tembo. Their app is really clear and easy to use. Their customer service is really responsive and has a personal touch. They have a great community for first-time buyers and run webinars etc which helps prepare for using the Lifetime ISA in future. Reviewed on: 3rd February 2026

Tembo making saving easy, informative and profitable

5
Tembo has always given great customer service, very easy to access accounts. Always updating their app to improve and have great communication regarding services, the property market and legislation making it super easy to stay in the loop as I save to buy my first home. Reviewed on: 3rd February 2026