Smart Money People Logo

Tembo Money: Lifetime ISA reviews

4.91
Based on 1,920 reviews, last reviewed 5th Feb 2026
121900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
1 star
See only 1 star reviews
0%

Latest highest rating:

5

Supportive platform All the information tembo provides is really helpful for someone that has little financial education. The platform has enabled me to save and buy my f... Read more Reviewed on: 5th February 2026
Display Name's avatar
Display Name

Latest lowest rating:

2

When you have an issue they do everything to avoid t... When you have an issue they do everything to avoid taking responsibility Reviewed on: 3rd February 2026
James's avatar
James

About this product

You can open a Tembo cash lifetime ISA or a stocks and shares lifetime ISA by downloading the app and depositing a minimum of £1.

Tembo doesn’t charge monthly subscription fees for the lifetime ISAs, but there is an annual platform fee for the stocks and shares lifetime ISA.

Tembo lifetime ISA reviews help you find out what it’s really like to be a customer. If you’ve used Tembo before, you can also leave a review and share your experience.

Tembo Money Lifetime ISA reviews (1920)

Review of the Tembo Money, Lifetime ISA:

Generous Interest Rate

5
Incredible interest rate offered on the lifetime ISA, at a time when all other lenders are decreasing their rates, to increase theirs is extremely appreciated, and has made me a loyal customer to Tembo, provided they continue to offer the best rates. Reviewed on: 3rd February 2025

I like how user friendly the platform is

5
I like how user friendly the platform is Reviewed on: 4th February 2026

Best way to start your investing journey

5
Very simple to set up a s staff is quick to respond to your queries! Reviewed on: 4th February 2026

Easy to use and the interface is intuitive

5
Easy to use and the interface is intuitive Reviewed on: 4th February 2026

I think I get it

4
I have always struggled with knowing where exactly to put my money for the future. Screaming through my 20s, I didn't know exactly how to "save up" for myself, let alone for a mortgage. With Tembo, it was extremely simple for both me and my partner. The bonuses they provide and simple layout make understanding how to save up for a mortgage a doddle. Reviewed on: 4th February 2026

Tembo is great!

5
I’ve had a great experience with customer service when needed. I find the app so simple to use and have been able to save so well in preparation for buying my first home. Everything is so simple and clear and the team really do want everyone to succeed in their savings Reviewed on: 4th February 2026

Easy, no-nonsense LISA setup

4
My LISA was simple to set up, with regular in-app updates and plenty of helpful support articles to peruse. The app UI can be a bit unresponsive & unintuitive though. Reviewed on: 4th February 2026

Easy access and good support if needed whilst also k...

5
Easy access and good support if needed whilst also keeping a consistent channel of communication. Reviewed on: 4th February 2026

all gucci to br honest, no problems

5
all gucci to br honest, no problems Reviewed on: 4th February 2026

Easy to use, lovely app, and has helped me feel more...

5
Easy to use, lovely app, and has helped me feel more in control of my finances and savings. Reviewed on: 4th February 2026

Plenty of reasons to like Tembo

5
I've been a tembo user since I signed up as an android tester for their app. I've been steadily saving since then and I've loved seeing all the new features appear - the help articles alone were great but there's so much more alongside them now! I've never had an issue with the app or service and after my partner and I purchase our first home I'll be back to carry on building up my savings with tembo Reviewed on: 4th February 2026

Do you have a different Tembo Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Tembo Money?

    View all products