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Tesco Bank: Car insurance reviews

Name: Car insurance
Rating: 2.48 (528 reviews)

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2.48

Based on 528 reviews, last reviewed 6th Jan 2026

100% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

30%

11%

53%

Latest highest rating:

4

Very straight forward and good value for money Very straight forward and good value for money Reviewed on: 5th September 2025

Latest lowest rating:

1

I have been a policyholder for over 25 years and hav... I have been a policyholder for over 25 years and have never been requested to provide a photograph of my driver's license, vehicle logbook, or proof o... Read more Reviewed on: 6th January 2026

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About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

Tesco Bank Car insurance reviews (528)

Review of the Tesco Bank, Car insurance:

Good value

This was the cheapest car insurance and beat our renewal quote from a different provider by a third. Reviewed on: 31st May 2023

When making a claim. There rubbish

Tesco is trying to do me over!!! The story is i had just come off broad street onto cross lane. Now there was a guy in a car in a parking postion on my left edging forward a silver car on my right. Now the guy on my left decides to pull out and do a Uturn. The car obviously is edging forward to wait for silver car to go past the ln i come driveing at 20-25 miles per hour down the road. I swerved to avoid him but was to late... yet they put me at fault now the cctv i got for them says it doesnt go in my favour as it looks like he is on the main road which he wasnt now i know the truth. So if the cctv doesnt show that it definatley cant show im lieing. Possible one of the most terrible things to hapoen to me and tesco just speak to me like rubbish it isnt fair. Stay clear as i believe that tesco are treating me like this as the other driver is too. So they dont care about me Reviewed on: 11th December 2019

getting too expensive

Way too expensive compared to last year and increasing every year. Reviewed on: 22nd November 2019

Newer car, lower CC but a lot more money

Currently a policy holder and was trying to change my car insurance from one car to another that I was hoping to buy. The car was newer and engine size was lower but I was told it'd cost double my current monthly payments. Yet, checking confused.com I could get the same insurance for a lot less with the same place... Tesco. So I rang them for information and they told me over the phone this was due to under writers and to cancel my policy so I could reapply for the better price would cost 85 cancellation. Absolutely disgusting! Another company who don't look after their current customers! Reviewed on: 20th November 2019

Worst insurance company ever.

Worst insurance company ever. STAY AWAY FROM THEM!! You buy insurance for your home just in case anything happens they will not pay but they are happy to take and keep your money. Reviewed on: 13th November 2019

never use them

3 months after the crash and still waiting. they have even written to me acknowledging I have a legitimate complaint and that they regret not meeting the required standard of service, but we still rung them every day and get prevarication, delay ans inaction. if i billed them for hours wasted it would double the payout due. Never Use Them. Reviewed on: 12th November 2019

Poor service and shocking attitude

I have a personal loan with them and despite all payments being made on time, my credit report has been attacked. After speaking to them they said "there is nothing they can do". Not sure how this is allowed. Sad stuff really. Reviewed on: 3rd November 2019

Whoever you insure with, do NOT use Tesco's!

Whoever you insure with, do NOT use Tesco Car insurance. I had a small accident in my car which was the fault of another driver. I had proof from witnesses and dash cam footage of the whole incident, yet Tesco admitted liability without even reviewing the evidence. The damage was not serious at all, easily repairable yet they quoted a £6000 repair bill. I had quotes from other official damage reapir garages that came in at just over £1000. They wrote my car off so I cancelled the claim, and all my accounts with Tesco. They registered my car as a write off because I did this. Absolutely worst experience of an insurer in 25 years driving experience. Reviewed on: 31st October 2019

Horrendous

I am so lost about what to do about my insurance. My policy is £168.42 a month. It was a set amount of mileage - through a black box. I was since made redundant and now travel 38miles to work, and then back everyday. More than my policy allows. This means I have to pay minimum £101, usually more a month to top up my mileage. I asked if I could change my policy. They said no. The only thing I can do is keep topping up every month or cancel for £468 Reviewed on: 30th September 2019

good cheapr

been with them for a few years no bother and get points towards my shopping Reviewed on: 14th September 2019

Excellent value!

Tesco bank have almost always been the cheapest insurance for me every time! Reviewed on: 13th September 2019

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