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Tesco Bank: Car insurance reviews

2.42
Based on 516 reviews, last reviewed 19th May 2025
100% decrease in 5 star reviews
in the past 90 days
80% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
30%
See only 4 star reviews
10%
See only 3 star reviews
4%
See only 2 star reviews
2%
See only 1 star reviews
54%

Latest highest rating:

5

From the moment i had my accident which wasn’t my fa... From the moment i had my accident which wasn’t my fault,picking up my phone and calling Tesco insurance the service and care received was as near perf... Read more Reviewed on: 24th February 2025
Andrew Stagg 's avatar
Andrew Stagg

Latest lowest rating:

1

Cooling-off period? Not so cool!! Tesco happily accepted my full year payment for car insurance without making it clear that cancelling during their "cooling off period" would incur a ... Read more Reviewed on: 19th May 2025
MegaUpset's avatar
MegaUpset

About this product

Tesco car insurance has three levels of cover: Bronze, Silver and Gold.

If you buy a Tesco car insurance policy, you’ll have access to the accident helpline, seven days a week. If you’re a Clubcard holder, you’ll be able to get a discount on your premiums. If you have any queries about your policy, you can call the UK-based team.

Tesco car insurance reviews help you find out what it’s really like to be a customer. If you’ve used Tesco before, you can also leave a review and share your experience.

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Tesco Bank Car insurance reviews (516)

Very helpful and quick

5
I had an accident last week and backed into a parked car. Completely my fault, going very slowly, no one hurt, but I damaged some woman's car. Tesco have been excellent, taking care of it all, dealing with the other insurer. The guy on the call (Neil) could not have been more helpful and polite. They will have my business for a long time now. Reviewed on: 28th December 2017

Always the cheapest and Clubcard points too!

5
Year on year these guys have the cheapest insurance around. And for someone like me who doesn’t have a huge amount of spare cash floating around, I have to be savvy! Reviewed on: 27th November 2017

Avoid

1
My insurance was cancelled for not supplying evidence of my no claims bonus, despite the fact that I had emailed this to them prior to the provided deadline. Upon contacting them as soon as I was notified of the cancellation I was told that my sent email was not evidence and that they could not reverse the cancellation. I was also told that I would lose the full cost of breakdown cover which I took out with them. After speaking to a manager and lodging a complaint they agreed to reimburse me for the cost of the breakdown. However, this did not resolve the fact that I was left uninsured so unable to drive my car home, and I now need to declare that I have had insurance cancelled for any future insurance policies. The entire process was ridiculous. I am only grateful that I didn't have to make a claim through them, because I can only imagine how incompetent their handling of a claim would be. I can honestly say that this was the worst service I have ever experienced. They refused to accept responsibility of their error and I have been the one who has paid. The only recommendation I would make about Tesco Car Insurance is to avoid them at all costs. Reviewed on: 22nd November 2017

car insurance

5
Good prices and good service. Easy to change vehicle Reviewed on: 21st November 2017

Good insurance bad advice

1
Their representative made a suggestion then corrected but due to policy I lost my protected no claims even thought they gave wrong advice Reviewed on: 9th November 2017

Not helpful towards the most vulnerable

1
People who pay monthly do so because they have other obligations with their money. If you decide to leave Tesco then they want Σ95 for fees and cancellation, which isnŠ—Èt realistic for the people that just donŠ—Èt have the money and weŠ—Ère not helpful, now in this scenario I feel trapped into an over priced policy just to avoid an extortionate fee. What ever happened to helping people? Reviewed on: 23rd October 2017

Rip off renewal

1
You get a good first year quote but BEWARE when it comes to renewal you will get a 50% increase! and then have to go through the hassle of changing. I'm a middle aged jag driver with 10 years no claims or points and they put £450 on my quote. Sign of a poor company. DON'T BUY. Reviewed on: 5th October 2017

Recommended.

4
Didn't have any problems. Policy was excellent value for money with a good level of cover. Recommended. Reviewed on: 1st October 2017

Well done tesco

5
Quick and easy, hassle free experience. Will be using again and finding other suitable tesco products. Thanks. Reviewed on: 29th September 2017

Amazing insurance company

5
Gotta say Tesco car insurance is the best insurance company ever to deal with from the first phone call after I crashed the car on Thursday recovering the car to our Home, the engineer coming out to assess the damage, sorting out the courtesy car and actually paying out has been seamless definitely a 5 star rating from us and highly recommended, Reviewed on: 29th September 2017

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